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Showing content from https://support.google.com/wallet/answer/12059519 below:

Verify it’s you to make a purchase

Verify it’s you to make a purchase

To make payments with Google Wallet, you must have a screen lock set up on your device and verify it’s you for your security.

Important: To make a payment, your payment methods require screen lock verification. After the verification times out, you must verify again for your next transaction. Learn more about why you’re asked to verify.

You can verify it's you in Google Wallet with several methods:

Tips:

Set or change a screen lock
  1. Open your phone Settings app.
  2. Tap Security & privacy Device unlock.
  3. Tap Screen lock.
  4. Tap the option you’d like to use. Follow the on-screen instructions.
Turn off verification setting for transit Fix issues when you verify for transactionsVerification doesn’t work

If verification isn’t working, check the following:

If you still have issues, set a new screen lock and try again.

Learn how to set or change a screen lock

.

Why am I asked to verify sometimes & not others?

For security, your payment methods can’t be used unless you verify it’s you. If you’ve verified it’s you on your device in the past few minutes, you may not be required to verify for another transaction. Once the verification has timed out, you must verify again for your next transaction.


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