An electronic transaction card communicates with an add-on slot of an intelligent electronic device. The add-on slot may be a memory card slot. The intelligent electronic device may be a mobile phone or other device with or without network connectivity. The electronic transaction card may have magnetic field producing circuitry compatible with magnetic card readers, smartcard circuitry, other point-of-sale interfaces, or any combination thereof.
DescriptionThis application is a Continuation of U.S. Nonprovisional Application Ser. No. 12/941,410, by Narendra et al., filed Nov. 8, 2010, which is a Continuation of U.S. Nonprovisional application Ser. No. 12/539,369, by Narendra et al., filed Aug. 11, 2009, now U.S. Pat. No. 7,828,214, which is a Continuation of U.S. Nonprovisional application Ser. No. 11/063,291, by Narendra et al., filed Feb. 22, 2005, now U.S. Pat. No. 7,581,678, all of which are incorporated herein by reference in their entirety for all purposes.
The present invention relates generally to electronic devices, and more specifically to electronic devices that may perform transactions.
Magnetic cards have many purposes. Examples include credit cards, debit cards, stored value cards, identification cards, access entry cards, and the like. Many of these cards have information stored in a magnetic stripe in a static manner. For example, a credit card may have a credit card number, a cardholder's name, and an issuing bank's name statically encoded in a magnetic strip. Likewise, an identification card or access entry card may have statically encoded information that identifies an individual or allows access to a controlled access area. When the card is swiped through a magnetic card reader, the information is transferred to the magnetic card reader to perform a transaction, such as a financial transaction or identification transaction.
FIGS. 1 , 2A, and 2B show intelligent electronic devices and electronic transaction cards;
FIG. 3 shows a block diagram of an electronic transaction card;
FIG. 4 shows an electronic transaction card in a magnetic card reader;
FIG. 5 shows an intelligent electronic device and card in a card reader;
FIGS. 6-8 show adapters for use with electronic transaction cards;
FIGS. 9 and 10 show an electronic transaction card having a smartcard interface;
FIG. 11 shows an adapter in combination with an electronic transaction card;
FIG. 12 shows an adapter having an aperture to receive an electronic transaction card;
FIG. 13 shows another adapter embodiment;
FIG. 14 shows an electronic transaction card;
FIG. 15 shows an electronic transaction card and adapter combination;
FIG. 16 shows an example swallow-type card reader;
FIG. 17 shows a combination electronic transaction card and adapter being swiped through a magnetic card reader;
FIG. 18 shows a financial transaction card;
FIG. 19 shows a memory card;
FIG. 20 shows a block diagram of a combination memory card and electronic transaction card;
FIG. 21 shows a diagram of how a card may be utilized;
FIG. 22 shows a block diagram of a combination memory card and electronic transaction card; and
FIG. 23 shows a block diagram of a phone and a card.
In the following detailed description, reference is made to the accompanying drawings that show, by way of illustration, various embodiments of an invention. These embodiments are described in sufficient detail to enable those skilled in the art to practice the invention. It is to be understood that the various embodiments of the invention, although different, are not necessarily mutually exclusive. For example, a particular feature, structure, or characteristic described in connection with one embodiment may be implemented within other embodiments without departing from the spirit and scope of the invention. In addition, it is to be understood that the location or arrangement of individual elements within each disclosed embodiment may be modified without departing from the spirit and scope of the invention. The following detailed description is, therefore, not to be taken in a limiting sense, and the scope of the present invention is defined only by the appended claims, appropriately interpreted, along with the full range of equivalents to which the claims are entitled. In the drawings, like numerals refer to the same or similar functionality throughout the several views.
FIG. 1 shows an intelligent electronic device and an electronic transaction card. Intelligent electronic device 102 is shown as a mobile phone in FIG. 1 , but this is not a limitation of the present invention. For example, intelligent electronic device 102 may be a personal digital assistant (PDA), a smartphone, a mobile phone, a handheld computer, or any other device capable of operating as described herein.
Intelligent electronic device 102 includes add-on slot 110. Add-on slot 110 is a slot capable of accepting electronic transaction card 104. For example, add-on slot 110 may have physical dimensions compatible with electronic transaction card 104, and may have a communications interface that operates using a protocol compatible with electronic transaction card 104. In some embodiments, electronic transaction card 104 includes an identification number that provides a relationship to intelligent electronic device 102. For example, electronic transaction card 104 may include an ID number that provides a unique pairing relationship or a non-unique pairing relationship between electronic transaction card 104 and intelligent electronic device 102.
In some embodiments of the present invention, add-on slot 110 is a memory card slot designed to accept and communicate with memory cards. As used herein, the term âmemory card slotâ refers to any add-on slot capable of accepting a card having memory accessible by an intelligent electronic device such as that shown in FIG. 1 . For example, a memory card slot may be a proprietary card slot designed to accept memory cards that adhere to a proprietary communications protocol. Also for example, a memory card slot may be compatible with an industry standard communications protocol, or may be compatible with a widely accepted communications protocol that is not necessarily formally documented as an industry standard. Examples include slots that are compatible with the Multimedia Memory Card (MMC) protocol, Memory Stick DUO protocol, secure digital (SD) protocol, and Smart Media protocol. The foregoing list is meant to be exemplary, and not exhaustive. Add-on slot 110 may be compatible with many memory card slot protocols other than those explicitly listed above without departing from the scope of the invention.
Electronic transaction card 104 includes electrical contacts 108 and stripe 106. Electrical contacts 108 are contacts that provide a communications interface to communicate with add-on slot 110. For example, electrical contacts 108 may provide connectivity compliant with a communications protocol for memory cards.
Stripe 106 represents an area on an external face of electronic transaction card 104 at which one or more time-varying magnetic fields emanate. For example, one or more time-varying magnetic fields may emanate from the location of stripe 106 to communicate with a magnetic card reader. In some embodiments, the time-varying magnetic field may emulate the time-varying magnetic field produced when a typical magnetic card is swiped through a magnetic card reader. For example, a time-varying magnetic field produced at stripe 106 may emulate the swipe of a credit card, a debit card, or any other card having a magnetic stripe compatible with a magnetic card reader.
In some embodiments of the present invention, stripe 106 may be a visible stripe on electronic transaction card 104. When stripe 106 is visible, it may be used to indicate the location at which the time-varying magnetic field will emanate. In other embodiments of the present invention, stripe 106 may not be visible. For example, circuitry may be included within electronic transaction card 106 to produce the time-varying magnetic field and no visible indication may be present on an external face of electronic transaction card 104.
As used herein, the term âstripeâ generally refers to a location on an electronic transaction card, whether a visible stripe exists or not. In this description, the term âstripeâ may also be used to refer to a visible marking on a face of an electronic transaction card. Further, a âstripeâ may include the functionality provided by one or more time-varying magnetic fields that emanate from the card. For example, the term âstripeâ may refer to multiple magnetic tracks, or multiple âstripes,â or emulation thereof.
Stripes, as described herein, may be compatible with one or more standards. A stripe may be compatible with a standard by being in compliance with the standard or by being partially in compliance with the standard. For example, stripe 106 may be compatible with an American National Standards Institute (ANSI) magnetic stripe standard, or an International Organization for Standardization (ISO) magnetic stripe standard. In addition, in some embodiments, a stripe may emulate more than one magnetic track, and the emulated tracks may or may not be offset from the location specified in a standard. For example, one or more wires may be utilized to generate time-varying magnetic fields compatible with a standard, and the wires may be located at or near stripe 106 in a location different than the magnetic track offset described in an associated standard.
As used herein, the term âtransactionâ refers to any beneficial use of an electronic transaction card. For example, any time stripe 106 emits a time-varying magnetic field to be read by a magnetic card reader or a hybrid smartcard reader, a transaction may take place. Transactions may include financial transactions, access control transactions, or any other type of transaction involving any of the electronic transaction card embodiments described herein. Further, as described in more detail below, in some embodiments of the present invention, transactions may utilize smartcard interfaces on electronic transaction cards in addition to, or in lieu of, stripes that emit time-varying magnetic fields.
In operation, intelligent electronic device 102 may program electronic transaction card 104 for use in a transaction involving stripe 106. For example, intelligent electronic device 102 may program electronic transaction card 104 to operate as a credit card, a debit card, or the like. Electronic transaction card 104 may then be used with a magnetic stripe or smartcard based merchant point-of-sale terminal to effect a transaction. Also for example, intelligent electronic device 102 may program electronic transaction card 104 to operate in any other environment where stripe 106 may be beneficially utilized with a magnetic card reader.
FIG. 2A shows intelligent electronic device 202 and electronic transaction card 220. Intelligent electronic device 202 includes add-on slot 210 to receive electronic transaction card 220. Intelligent electronic device 202 is shown having add-on slot on one side, but this is not a limitation of the present invention. For example, add-on slot 210 may be located on top, bottom, or any other surface of intelligent electronic device 202. Also for example, an add-on slot may be created by a clamshell design when the shell is closed. In these embodiments, each side of the clamshell may incorporate a portion of the add-on slot such that the add-on slot is âopenâ when the clamshell is open.
Electronic transaction card 220 may have any form factor compliant with add-on slot 210. Electronic transaction card 220 is shown having a form factor with an aspect ratio different from that of electronic transaction card 104 ( FIG. 1 ). Electronic transaction card 220 includes stripe 222 and may have electrical contacts to interface with add-on slot 210. The electrical contacts may be on the back side of electronic transaction card 220, recessed on an edge of electronic transaction card 220, or on the front side of electronic transaction card 220. In some embodiments, electronic transaction card 220 includes a âcontactlessâ interface to add-on slot 210. For example, electronic transaction card 220 may include an interface to add-on slot 210 that communicates using electric or magnetic fields, infrared (IR) light, or any other suitable communications mechanism.
Electronic transaction card 220 may have an area for imprinting. For example, as shown in FIG. 2A , electronic transaction card 220 may have space for imprinting a brand (for a bank or otherwise), and a cardholder's name. Further, electronic transaction card 220 may include space for a cardholder's signature. Electronic transaction card 220 may include any other information, coded or unencoded, visible or nonvisible, without departing from the scope of the present invention.
Intelligent electronic device 202 may include a mechanism to allow intelligent electronic device 202 to communicate with a wired or wireless network. For example, intelligent electronic device 202 may include circuitry to communicate with a cellular phone network. Note that in these embodiments, intelligent electronic device 202 may or may not be a phone. For example, intelligent electronic device 202 may be a cellular telephone with an add-on slot for use with an electronic transaction card. Also for example, intelligent electronic device may be a non-telephonic device that has cellular network connectivity. Examples include personal digital assistants, and handheld devices dedicated to the use of electronic transaction cards. Further, intelligent electronic device 202 may be a non-telephonic device having wired or wireless connectivity to a network other than a cellular network, and in some embodiments, intelligent electronic device 202 may be a device without network connectivity. Examples include, but are not limited to: Blackberry devices available from Research in Motion (RIM), music players such as MP3 players, cameras, and the like.
In operation, intelligent electronic device 202 may program electronic transaction card to perform a transaction. In some embodiments, communications over a network may play a role in the transaction. For example, intelligent electronic device 202 may receive authorization for the transaction over a network. Also for example, intelligent electronic device 202 may program electronic transaction card 220 to perform a transaction, and then report the transaction to an entity using the network.
Electronic transaction card 220 may be utilized in financial transactions. For example, electronic transaction card 220 may be programmed to operate as a credit card or a stored value card. In these embodiments, electronic transaction card 220 may be programmed to emit one or more time-varying magnetic fields to emulate the swiping of a credit card or stored value card. In some of these embodiments, electronic transaction card 220 may use one number repeatedly, or may use a different number for each transaction. For example, electronic transaction card 220 may be programmed to have one number, similar to how a credit card uses the same number repeatedly. Also for example, electronic transaction card 220 may be programmed to use a different number for each transaction. These numbers are referred to herein as âsingle transaction account numbersâ or âSTANs.â
Single transaction account numbers may be generated by the card issuer or locally by either an intelligent electronic device or an electronic transaction card. Generation of STANs may be accomplished in any of several ways. For example, when an electronic transaction card is issued, the cardholder may receive several pre-assigned single-use transaction numbers. The numbers may also have a pre-specified sequence. In some embodiments, this sequence may be known only to the issuing bank and the cardholder's intelligent electronic device and/or electronic transaction card. A card issuing bank may authorize payments based on the expected sequence of account numbers, and if out-of-sequence account numbers are used, then the issuing bank may consider that transaction as a potentially fraudulent transaction. The issuing bank may also use this feature to track the merchant involved in the potentially fraudulent transaction.
According to another example, a pre-assigned sequence of STANs may be reset to the original starting number on the list depending on user input or other triggers. In addition, the list of numbers may be periodically downloaded via a cellular phone network or other network connectivity.
FIG. 2B shows intelligent electronic device 230 and electronic transaction card 240. Intelligent electronic device 230 is an example of a âwearableâ device that is capable of communicating with an electronic transaction card. For example, intelligent electronic device 230 is shown having the form factor of a wristwatch. Some embodiments of the present invention may have other wearable form factors. For example, a wearable intelligent electronic device may be worn in such a manner that it contacts human skin, or it may be worn on clothing. Any wearable intelligent electronic device may be employed without departing from the scope of the present invention. Further, intelligent electronic device 230 may have any of the capabilities described herein.
Intelligent electronic device 230 may include an add-on slot to accept electronic transaction card 230. The add-on slot may be any of the add-on slot embodiments described herein. Electronic transaction card 240 may be any electronic transaction card. For example, electronic transaction card 240 may be any electronic transaction card embodiment described herein.
FIG. 3 shows a block diagram of an electronic transaction card. Electronic transaction card 300 is an electronic transaction card capable of communicating with an intelligent electronic device, and capable of communicating with a magnetic card reader. For example, electronic transaction card 300 may be electronic transaction card 104 ( FIG. 1 ) or electronic transaction card 220 ( FIG. 2A ).
Electronic transaction card 300 includes electrical contacts 302, intelligent electronic device (IED) interface 304, nonvolatile memory 306, processing device 308, volatile memory 310, magnetic field producing circuits 312, swipe sensor 314, and stripe 320.
Electrical contacts 302 correspond to electrical contacts 108 ( FIG. 1 ). IED interface 304 is coupled to electrical contacts 302 to provide a communications interface between electronic transaction card 300 and an intelligent electronic device. For example, IED interface 304 may be an interface compatible with an add-on slot such as add-on slot 110 ( FIG. 1 ) or add-on slot 210 ( FIG. 2A ).
Magnetic field producing circuit 312 includes one or more circuits to produce time-varying magnetic fields at or near the location of stripe 320. For example, one or more current carrying conductors may be excited to produce a magnetic field, and the current may be varied in amplitude and reversed in polarity to cause the magnetic field to be time-varying. In some embodiments, the number of magnetic field producing circuits corresponds to the number of tracks being emulated for stripe 320. For example, stripe 320 may emulate two, three, four, or more magnetic tracks on a magnetic card such as a credit card. In these embodiments, electronic transaction card 300 may include two, three, four, or more magnetic field producing circuits 312. Magnetic field producing circuits 312 may also include circuits to allow control of the time-varying magnetic field. For example, magnetic field producing circuits 312 may include voltage drivers, current drivers, registers to hold digital data, sequential circuits to translate the digital data to magnetic fields, and the like.
Swipe sensor 314 senses when electronic transaction card 300 has been swiped in a magnetic card reader, and provides a swipe indication to processing device 308. The swipe sensor may be a mechanical switch, an electronic switch, or any other type of suitable switch. For example, a mechanical switch may get pressed when electronic transaction card 300 is swiped. Also for example, an electrical sensor may include two or more contacts (not shown) that get shorted when swiped past a metal head within a card reader. Further, a Hall effect sensor or light-based sensor may be utilized. The present invention is not limited by the type of swipe sensor utilized. In some embodiments, swipe sensor 314 is omitted.
Processing device 308 represents a processor capable of communicating with the other blocks shown in electronic transaction card 300. For example, processing device 308 may be a microprocessor, a digital signal processor (DSP), a microcontroller, or the like. Further, processing device 308 may be formed from state machines or other sequential logic. In operation, processing device 308 may read instructions from volatile memory 310 and/or nonvolatile memory 306 and perform actions in response thereto. For example, processing device 308 may execute program instructions that influence communications between electronic transaction card 300 and an intelligent electronic device, or between electronic transaction card 300 and a magnetic card reader.
Volatile memory 310 represents memory that may lose its state when power is removed from electronic transaction card 300. For example, volatile memory 310 may be static random access memory (SRAM). Volatile memory 308 may be utilized by processing device 308 when executing programs. For example, a program may be copied into volatile memory 308 prior to execution. Also for example, processing device 308 may use volatile memory 308 to store data during the execution of a program.
Nonvolatile memory 306 represents memory that does not lose its state when power is removed from electronic transaction card 300. Nonvolatile memory 306 may be any suitable type of memory such as Flash memory with floating gate transistor memory cells. Examples include NOR Flash memory, NAND Flash memory, and multibit/cell Flash memory.
Nonvolatile memory 306 may hold program instructions that are executable by processing device 308. For example, prior to being sold, a manufacturer or distributor may program nonvolatile memory 306 with program information to influence the operation of electronic transaction card 300. Also for example, an intelligent electronic device may provide program information to electronic transaction card 300 through IED interface 304.
Nonvolatile memory 306 may also hold program instructions that are executable by a processing device other than processing device 308. For example, a manufacturer, distributor, reseller, or other participant in the chain of commerce may program nonvolatile memory 306 with program information to be transferred to an intelligent electronic device. Information to be transferred may include device drivers, application software, or the like.
Electronic transaction card 300 may include one or more power sources (not shown). For example, electronic transaction card 300 may include a battery or a capacitor such as a supercapacitor. In some embodiments, a rechargeable battery may be included. The rechargeable battery may accept a charge from an add-on slot in an intelligent electronic device. In some embodiments, a capacitor may accept a charge from an intelligent electronic device. The capacitor may provide power to electronic transaction card 300 for enough time to perform a transaction. Further, the capacitor may be sized to ensure that a transaction may only be performed during a limited time period after removing the electronic transaction card from an add-on slot, thereby ensuring that a stolen card may not be used repeatedly without the cardholder's consent. Also in some embodiments, electronic transaction card 300 may be programmed to go dormant if a transaction is not performed within a limited time period after removing the card from an intelligent electronic device.
Electronic transaction card 300 may include one or more integrated circuits. For example, processing device 308 may be on one integrated circuit die, and the memories may be on another integrated circuit die. In some embodiments, all active devices are included on a single integrated circuit die. In some embodiments, various integrated circuit dice are mounted on a common substrate to provide a high level of integration using separate dice. Any amount of circuit integration may be practiced without departing from the scope of the present invention.
Electronic transaction card 300 has dimensions âaâ and âb.â In some embodiments of the present invention, stripe 320 has a length that is substantially equal to a, and in some embodiments, stripe 320 has a length less than a. Further, in some embodiments, a is less than the stripe length of a standard credit card (approximately three and three eighths inches), and in some embodiments, a is much less than the stripe length of a standard credit card. For example, in some embodiments, a is less than 75% the length of a standard credit card stripe. Further, in some embodiments, a is less than 50% the length of a standard credit card stripe. In still further embodiments, a is less than 25% the length of a standard credit card stripe.
In some embodiments, dimensions a and b are substantially equal to the dimensions of a memory card. For example, dimensions a and b may conform to the dimensions of an MMC memory card, a Memory Stick PRO DUO memory card, or other memory card. Further, in some embodiments, electronic transaction card 300 has a thickness compatible with a magnetic card reader.
FIG. 4 shows an electronic transaction card and a card reader. Electronic transaction card 410 is a card having a stripe compatible with a magnetic card reader. For example, electronic transaction card 410 may be electronic transaction card 104 ( FIG. 1 ), electronic transaction card 220 ( FIG. 2A ), electronic transaction card 300 ( FIG. 3 ), or any other electronic transaction card described herein. Magnetic card reader 420 is a card reader compatible with magnetic cards. For example, magnetic card reader 420 may operate as part of a merchant point-of-sale terminal, an access control device, or the like. When a magnetic card is swiped through magnetic card reader 420, one or more time-varying magnetic fields are produced relative to the location of a magnetic read head (not shown) in magnetic card reader 420.
In the operation depicted in FIG. 4 , electronic transaction card 410 is swiped through magnetic card reader 420. During the swiping operation, electronic transaction card 420 produces one or more time-varying magnetic fields to emulate the swiping of a magnetic card. For example, a swipe sensor within electronic transaction card 410 may detect the swiping action depicted in FIG. 4 , and a magnetic field producing circuit may generate one or more time-varying magnetic fields as electronic transaction card 410 passes by a magnetic read head in magnetic card reader 420.
FIG. 5 shows an intelligent electronic device, an electronic transaction card, and a magnetic card reader. Electronic transaction card 510 is shown being swiped through magnetic card reader 520 while attached to intelligent electronic device 500. The operation depicted in FIG. 5 represents a transaction occurring while electronic transaction card 510 is coupled to an add-on slot of intelligent electronic device 500.
FIG. 6 shows an adapter for use with an electronic transaction card. Adapter 600 includes a body portion having dimensions âwâ and âlâ, and a receiving portion shown at 610. Adapter 600 is useful to receive an electronic transaction card at receiving portion 610 to provide a larger card having the functionality of an electronic transaction card. For example, in some embodiments of the present invention, dimensions w and l are compatible with swallow-type magnetic card readers, and a combination of adapter 600 an electronic transaction card may be compatible with such readers.
Receiving portion 610 may include an interface compatible with a connector on an electronic transaction card. For example, an electronic transaction card may have an interface that is compatible with both an add-on slot of an electronic transaction device and receiving portion 610 of adapter 600.
FIG. 7 shows adapter 600 having an electronic transaction card 710 coupled thereto. Electronic transaction card 710 includes a stripe capable of emitting one or more time-varying magnetic fields as described above. The combination of electronic transaction card 710 and adapter 600 allow the functionality of electronic transaction card 710 to be useful in the larger form factor of adapter 600.
In some embodiments, adapter 600 includes active or passive circuitry in support of the operation of electronic transaction card 710. For example, adapter 600 may include electrical contacts, a battery, an integrated circuit, or other circuits. Also for example, adapter 600 may include one or more swipe sensors to provide a swiping indication to electronic transaction card 710.
FIG. 8 shows an adapter having a smartcard interface 810. In embodiments represented by FIG. 8 , an adapter may be utilized to perform a transaction involving a smartcard reader while utilizing an electronic transaction card. For example, an electronic transaction card may be coupled to adapter 800 at receiving portion 820, and the electronic transaction card may provide data useful for a smartcard transaction.
FIG. 9 shows an electronic transaction card having a smartcard interface. Electronic transaction card 900 includes electrical contacts 908 and 910. Electrical contacts 908 are similar to electrical contacts 108 ( FIG. 1 ). For example, electrical contacts 908 may be compatible with an add-on slot of an intelligent electronic device such as intelligent electronic device 102 ( FIG. 1 ). Electrical contacts 910 are arranged to provide the communications interface to a smartcard reader.
In some embodiments, electronic transaction card 900 includes a smartcard interface as well as a stripe to produce the time-varying magnetic field. For example, as shown in FIG. 10 , the backside of electronic transaction card 900 may include stripe1010. The various electronic transaction cards described herein may include a stripe, a smartcard interface, or a combination thereof.
FIG. 11 shows an adapter in combination with an electronic transaction card. Adapter 1100 is shown having electronic transaction card 900 coupled in a recessed portion on a side having dimension w. In some embodiments, this configuration places electrical contacts 910 at a location expected by smartcard readers.
FIG. 12 shows an adapter having an aperture to receive an electronic transaction card. Adapter 1200 includes aperture1210 to receive an electronic transaction card. In some embodiments, aperture 1210 passes completely through adapter 1200, and in other embodiments, aperture 1210 is a recessed portion on the face of adapter 1200. Adapter 1200 may receive electronic transaction cards having a stripe, a smartcard interface, or a combination of the two.
FIG. 13 shows and adapter having a body portion 1300, a recessed portion 1310, and stripe 1320. Recessed portion 1310 may receive an electronic transaction card as described above with respect to FIGS. 6-7 . Further, stripe 1320 may be utilized to communicate with a magnetic card reader. For example, adapter 1300 may include a magnetic field producing circuit such as magnetic field producing circuit 312 ( FIG. 3 ) to produce a time-varying magnetic field. In operation, an electronic transaction card may be coupled to adapter 1300 at recessed portion 1310, and provide transaction information to be used by stripe 1320 for a transaction with a magnetic card reader. In some embodiments, an electronic transaction card having neither a stripe nor a smartcard interface may be coupled to adapter 1300 at recessed portion 1310 to effect a transaction using stripe 1320.
The various adapters shown in the previous figures may have recessed portions, apertures, or stripes anywhere on the adapter without departing from the scope of the present invention. For example, in some embodiments, a recessed portion may be on the side of the adapter having a smaller dimension, and in other embodiments a recessed portion may be on the side of the adapter having a larger dimension. Also for example, in some embodiments, a stripe may be on the side of the adapter having a smaller dimension, and in other embodiments a stripe may be on the side of the adapter having a larger dimension.
FIG. 14 shows an electronic transaction card. Electronic transaction card 1400 includes stripe 1410 and add-on slot compatible portion 1402. Add-on slot compatible portion 1402 includes electrical contacts 1408 to communicate with an add-on slot in an intelligent electronic device. For example, add-on slot compatible portion 1402 may be physically and electrically compatible with add-on slot 110 ( FIG. 1 ) or add-on slot 210 ( FIG. 2A ).
Electronic transaction card 1400 may include any of the circuits, features, or functionality described herein. For example, electronic transaction card 1400 may include magnetic field producing circuits, swipe sensors, processing devices, volatile and nonvolatile memory, various interfaces, and electrical contacts.
Electronic transaction card 1400 is shown having stripe 1410 along an edge having dimension âl.â In some embodiments, electronic transaction card 1400 may have stripe 1410 along an edge other than that shown in FIG. 14 .
In operation, electronic transaction card 1400 may be left coupled to an electronic transaction device when being swiped through a magnetic card reader, similar to the operation shown in FIG. 5 . Further, electronic transaction card 1400 may be removed from an intelligent electronic device prior to being swept through a magnetic card reader, similar to the operation shown in FIG. 4 .
FIG. 15 shows an electronic transaction card and an adapter in combination. The combination of electronic transaction card 1400 and adapter 1500 form a card having dimensions âwâ and âlâ as described above with reference to previous figures. The resulting card may be suitable for swallow-type magnetic card readers.
FIG. 16 shows a combination electronic transaction card and adapter 1610 being inserted into a swallow-type magnetic card reader. As shown in FIG. 16 , the swallow-type magnetic card reader is part of an automated teller machine (ATM), but this is not a limitation of the present invention. For example, the swallow-type reader may be part of a point-of-sale device, an access entry device, or any other type of device capable of incorporating a swallow-type magnetic card reader.
FIG. 17 shows a combination electronic transaction card and adapter being swiped through a magnetic card reader. Adapter 1710 and electronic transaction card 1720 are shown being swiped through magnetic card reader 1730. Electronic transaction card 1720 maybe any of the electronic transaction card embodiments described herein. For example, electronic transaction card 1720 may include a stripe, a smartcard interface, or a combination of the two. Although adapter 1710 is shown as an adapter having a recessed portion on one side, the combination adapter/card in FIG. 17 represents any of the adapter/card combinations described herein. For example, adapter 1710 may be any of adapters 600 (FIGS. 6,7), adapter 800 ( FIG. 8 ), adapter 1100 ( FIG. 11 ), adapter 1200 ( FIG. 12 ), adapter 1300 ( FIG. 13 ), or adapter 1500 ( FIG. 15 ).
FIG. 18 shows a financial transaction card. Financial transaction card 1800 includes stripe 1802, financial card circuits 1804, memory card emulation circuitry 1806, and memory card compatible interface 1808. Financial transaction card 1800 is an example of a financial card that might be issued by a bank or other financial institution. For example, financial transaction card 1800 might be a debit card, a credit card, a stored value card, or other card issued for the purposes of financial transactions.
Financial card circuits 1804 interact with stripe 1802 to produce time-varying magnetic fields compatible with a magnetic card reader. For example, financial card circuits 1804 and stripe 1802 may provide financial transaction data to a point-of-sale terminal. Financial transaction card 1800 also includes memory card emulation circuitry 1806 to emulate the operation of a memory card. The combination of memory card emulation circuitry 1806 and memory card compatible interface 1808 allow financial transaction card 1800 to perform as a memory card. For example, memory card compatible interface 1808 may be compatible with a memory card interface in an add-on slot of an intelligent electronic device.
FIG. 19 shows a memory card. Memory card 1900 includes memory card compatible interface 1930, memory card circuits 1920, financial card emulation circuitry 1910, and stripe 1902. Memory card 1900 is an example of a card that may be fabricated and sold by a memory card manufacturer or a manufacturer that is in the business of selling electronic peripheral devices. By including financial card emulation circuitry 1910 and stripe 1902 in memory card 1900, the manufacturer of memory card 1900 may add features desired by consumers. For example, the combination of stripe 1902 and financial card emulation circuitry 1910 may emulate the operation of a financial card such as a credit card, debit card, stored value card, or the like.
FIG. 20 shows a block diagram of a combination memory card and electronic transaction card. Card 2000 includes memory 2010, processing element 2020, magnetic/ smartcard circuitry 2030, card reader interface 2040, memory card circuitry 2050, and memory card slot compatible interface 2060. Processing element 2020 may be any processing element suitable to communicate with memory 2010 and the other blocks shown in FIG. 20 . Magnetic/ smartcard circuitry 2030 may include circuits to produce time-varying magnetic fields or signals compatible with a smart card reader. Card reader interface 2040 may include a stripe as described above, or may include electrical contacts compatible with a smartcard reader. Memory card circuitry 2050 may be any type of memory circuitry accessible by an intelligent electronic device. The intelligent electronic device may access memory card circuitry 2050 through memory card slot compatible interface 2060.
Memory 2010 is shown having card software 2012 and application software 2014. In some embodiments, card 2000 is sold or distributed having both card software 2012 and application software 2014 in memory 2010. For example, memory 2010 may be nonvolatile memory having card software 2012 for execution by processing element 2020. Also for example, memory 2010 may have application software 2014 meant to be installed on a device other than card 2000. Application software 2014 may include drivers, user interface software, single transaction account number (STAN) generation software, or any other software that may be installed on a device other than card 2000.
Application software 2014 may operate in any of multiple languages on multiple operating systems. For example, application software 2014 may provide a user interface in any regional language. Also for example, application software 2014 may run on any operating system (OS).
FIG. 21 shows a block diagram of how card 2000 ( FIG. 20 ) may be utilized. A card issuer 2110 may issue card 2000 to a cardholder 2130. As issued by card issuer 2110, card 2000 may include card software and application software as shown in FIG. 21 . Cardholder 2130 may couple card 2000 with intelligent electronic device 2140 and install application software on the intelligent electronic device. For example, intelligent electronic device 2140 may be a mobile phone capable of executing application software, and card 2000 may supply application software to be installed on the mobile phone. Also for example, intelligent electronic device 2140 may be a non-telephonic device such as a personal digital assistant (PDA), or other dedicated hardware, capable of receiving card 2000 in an add-on slot.
FIG. 22 shows a block diagram of a combination memory card and electronic transaction card. Card 2200 includes processing element 2020, magnetic/ smartcard circuitry 2030, card reader interface 2040, memory card circuitry 2050, and memory card slot compatible interface 2060, all of which are described above with reference to FIG. 20 . Card 2200 also includes nonvolatile memory 2210 and volatile memory 2220. As shown in FIG. 22 , nonvolatile memory 2210 includes card software 2212 to be executed by processing element 2020. Also as shown in FIG. 22 , card 2200 includes volatile memory 2220 having financial transaction data 2222 held therein. Financial transaction data 2222 may be programmed into volatile memory 2220 by processing alignment 2020 in response to communications from an intelligent electronic device coupled to memory card slot compatible interface 2060. For example, a mobile phone executing single transaction account number generation software may provide a single transaction account number as financial transaction data that gets stored in volatile memory 2220 in preparation for a transaction. In other embodiments, financial transaction data 2222 represents two, three, four, or more time-varying magnetic fields to be generated by the combination of magnetic/ smartcard circuitry 2030 and card reader interface 2040.
FIG. 23 shows a block diagram of a phone and a card. Phone 2310 may be a cellular telephone, and card 2350 may be any of the electronic transaction card embodiments described herein. Phone 2310 includes display 2312, processor 2314, single transaction account number (STAN) generation software 2316, and authentication software 2318. Card 2350 includes processor 2352, card software 2354, financial transaction data 2356, and point-of-sale (POS) interface 2358.
Single transaction account number generation software 2316 may be installed on the phone 2310 when card 2350 is inserted in a memory slot. For example, referring now back to FIGS. 20 and 21 , STAN generation software 2316 may correspond to application software 2014. Authentication software 2318 may only allow authorized users access to phone 2310 and/or card 2350.
In operation, a user interacting with phone 2310 may gain access to features by satisfying requirements of authentication software 2318. Using STAN generation software 2316, a user may generate financial transaction data 2356 which is held on card 2350 in preparation for a transaction. Card 2350 may then interact with a card reader using point-of- sale interface 2358 to effect a transaction. This transaction may be effected with card 2350 coupled to phone 2310 or decoupled from phone 2310. Further, the transaction using card 2350 may be effected while card 2350 is coupled to any of the adapter embodiments described herein. The following paragraphs provide further disclosure of various invention embodiments. Each embodiment is fully defined by the recitation of the corresponding paragraph, and no other elements are to be considered essential for that particular embodiment. The embodiments include:
A. An apparatus comprising:
Although the present invention has been described in conjunction with certain embodiments, it is to be understood that modifications and variations may be resorted to without departing from the spirit and scope of the invention as those skilled in the art readily understand. Such modifications and variations are considered to be within the scope of the invention and the appended claims.
. A financial card comprising:
a point-of-sale compatible interface to communicate with a point-of-sale transaction device;
a memory card compatible interface to allow the financial card to be used in a memory card slot; and
memory card emulation circuitry coupled to the memory card compatible interface.
2. The financial card of claim 1 wherein the point-of-sale compatible interface comprises smartcard circuitry.
3. The financial card of claim 1 wherein the point-of-sale compatible interface includes circuitry compatible with a hybrid smartcard reader.
4. The financial card of claim 1 further comprising nonvolatile memory accessible through the memory card compatible interface.
5. The financial card of claim 1 further comprising volatile memory accessible through the memory card compatible interface.
6. The financial card of claim 1 further comprising software to be installed on a device with the memory card slot.
7. A memory card comprising:
a memory card compatible interface to allow the memory card to be used in a memory card slot;
a point-of-sale compatible interface to communicate with a point-of-sale transaction device; and
financial card emulation circuitry coupled to the point-of-sale compatible interface to communicate financial transaction data to the point-of-sale transaction device.
8. The memory card of claim 7 wherein the point-of-sale compatible interface comprises smartcard circuitry.
9. The memory card of claim 7 wherein the point-of-sale compatible interface includes circuitry compatible with a hybrid smartcard reader.
10. The memory card of claim 7 further comprising nonvolatile memory accessible through the memory card compatible interface.
11. The memory card of claim 7 further comprising volatile memory accessible through the memory card compatible interface.
12. The financial card of claim 7 further comprising software to be installed on a device with the memory card slot.
13. An apparatus comprising:
smartcard circuitry;
a point-of-sale compatible interface coupled to the smartcard circuitry, to communicate with a point-of-sale transaction device; and
a memory card compatible interface having at least one electrical contact to communicate with a memory card slot in an intelligent electronic device.
14. The apparatus of claim 13 wherein the point-of-sale compatible interface includes circuitry compatible with a hybrid smartcard reader.
15. The apparatus of claim 13 further comprising nonvolatile memory accessible through the memory card compatible interface.
16. The apparatus of claim 13 further comprising volatile memory accessible through the memory card compatible interface.
17. The apparatus of claim 13 further comprising software to be installed on the intelligent electronic device.
US12/960,070 2005-02-22 2010-12-03 Memory card compatible financial transaction card Abandoned US20110073663A1 (en) Priority Applications (4) Application Number Priority Date Filing Date Title US12/960,070 US20110073663A1 (en) 2005-02-22 2010-12-03 Memory card compatible financial transaction card US13/184,227 US20110269438A1 (en) 2005-02-22 2011-07-15 Performing transactions with an electronic transaction card US13/184,240 US8136732B2 (en) 2005-02-22 2011-07-15 Electronic transaction card with contactless interface US13/184,204 US20110272468A1 (en) 2005-02-22 2011-07-15 Memory card adapter Applications Claiming Priority (4) Application Number Priority Date Filing Date Title US11/063,291 US7581678B2 (en) 2005-02-22 2005-02-22 Electronic transaction card US12/539,369 US7828214B2 (en) 2005-02-22 2009-08-11 Mobile phone with electronic transaction card US12/941,410 US7954715B2 (en) 2005-02-22 2010-11-08 Mobile device with transaction card in add-on slot US12/960,070 US20110073663A1 (en) 2005-02-22 2010-12-03 Memory card compatible financial transaction card Related Parent Applications (1) Application Number Title Priority Date Filing Date US12/941,410 Continuation US7954715B2 (en) 2005-02-22 2010-11-08 Mobile device with transaction card in add-on slot Related Child Applications (3) Application Number Title Priority Date Filing Date US13/184,227 Continuation US20110269438A1 (en) 2005-02-22 2011-07-15 Performing transactions with an electronic transaction card US13/184,204 Continuation US20110272468A1 (en) 2005-02-22 2011-07-15 Memory card adapter US13/184,240 Continuation US8136732B2 (en) 2005-02-22 2011-07-15 Electronic transaction card with contactless interface Publications (1) Family ID=36911638 Family Applications (33) Application Number Title Priority Date Filing Date US11/063,291 Active 2026-05-29 US7581678B2 (en) 2005-02-22 2005-02-22 Electronic transaction card US12/539,369 Expired - Lifetime US7828214B2 (en) 2005-02-22 2009-08-11 Mobile phone with electronic transaction card US12/941,410 Expired - Lifetime US7954715B2 (en) 2005-02-22 2010-11-08 Mobile device with transaction card in add-on slot US12/960,070 Abandoned US20110073663A1 (en) 2005-02-22 2010-12-03 Memory card compatible financial transaction card US12/962,953 Expired - Lifetime US7954717B2 (en) 2005-02-22 2010-12-08 Provisioning electronic transaction card in mobile device US12/962,937 Expired - Lifetime US7954716B2 (en) 2005-02-22 2010-12-08 Electronic transaction card powered by mobile device US13/114,473 Expired - Lifetime US8083145B2 (en) 2005-02-22 2011-05-24 Provisioning an add-on apparatus with smartcard circuity for enabling transactions US13/114,434 Expired - Lifetime US8091786B2 (en) 2005-02-22 2011-05-24 Add-on card with smartcard circuitry powered by a mobile device US13/184,204 Abandoned US20110272468A1 (en) 2005-02-22 2011-07-15 Memory card adapter US13/184,240 Expired - Lifetime US8136732B2 (en) 2005-02-22 2011-07-15 Electronic transaction card with contactless interface US13/184,227 Abandoned US20110269438A1 (en) 2005-02-22 2011-07-15 Performing transactions with an electronic transaction card US13/304,662 Abandoned US20120071205A1 (en) 2005-02-22 2011-11-27 Provisioning an electronic transaction card for a card issuer US13/304,663 Active 2025-07-14 US8573494B2 (en) 2005-02-22 2011-11-27 Apparatus for secure financial transactions US13/370,291 Expired - Lifetime US8408463B2 (en) 2005-02-22 2012-02-09 Mobile device add-on apparatus for financial transactions US13/426,500 Expired - Lifetime US8474718B2 (en) 2005-02-22 2012-03-21 Method for provisioning an apparatus connected contactless to a mobile device US13/552,633 Abandoned US20120280039A1 (en) 2005-02-22 2012-07-18 Methods for over the network transactions on a mobile device US13/551,611 Abandoned US20120280038A1 (en) 2005-02-22 2012-07-18 Mobile wallet transaction system US13/592,323 Expired - Lifetime US9004361B2 (en) 2005-02-22 2012-08-22 Wearable device transaction system US13/593,492 Abandoned US20120318864A1 (en) 2005-02-22 2012-08-23 Methods for over the network transactions on a wearable device US13/651,365 Expired - Lifetime US8403219B2 (en) 2005-02-22 2012-10-12 Apparatus with smartcard circuitry powered by a mobile device US14/680,684 Expired - Lifetime US9092708B1 (en) 2005-02-22 2015-04-07 Wearable device with time-varying magnetic field US14/747,770 Expired - Lifetime US9202156B2 (en) 2005-02-22 2015-06-23 Mobile device with time-varying magnetic field US14/833,113 Expired - Lifetime US9208423B1 (en) 2005-02-22 2015-08-23 Mobile device with time-varying magnetic field and single transaction account numbers US14/866,998 Expired - Lifetime US9251453B1 (en) 2005-02-22 2015-09-27 Wearable device with time-varying magnetic field and single transaction account numbers US14/929,297 Expired - Lifetime US9626611B2 (en) 2005-02-22 2015-10-31 Provisioning mobile device with time-varying magnetic field US14/948,325 Expired - Lifetime US9715649B2 (en) 2005-02-22 2015-11-22 Device with current carrying conductor to produce time-varying magnetic field US15/658,208 Expired - Lifetime US10185909B2 (en) 2005-02-22 2017-07-24 Wearable device with current carrying conductor to produce time-varying magnetic field US16/218,733 Expired - Lifetime US10803370B2 (en) 2005-02-22 2018-12-13 Provisioning wearable device with current carrying conductor to produce time-varying magnetic field US17/021,347 Expired - Lifetime US11270174B2 (en) 2005-02-22 2020-09-15 Mobile phone with magnetic card emulation US17/243,458 Expired - Lifetime US11436461B2 (en) 2005-02-22 2021-04-28 Mobile phone with magnetic card emulation US17/804,539 Expired - Lifetime US11720777B2 (en) 2005-02-22 2022-05-27 Mobile phone with magnetic card emulation US18/331,095 Expired - Lifetime US12223378B2 (en) 2005-02-22 2023-06-07 Electronic transaction mechanism US18/587,828 Pending US20240202480A1 (en) 2005-02-22 2024-02-26 Mobile device with time-varying magnetic field and single transaction account numbers Family Applications Before (3) Application Number Title Priority Date Filing Date US11/063,291 Active 2026-05-29 US7581678B2 (en) 2005-02-22 2005-02-22 Electronic transaction card US12/539,369 Expired - Lifetime US7828214B2 (en) 2005-02-22 2009-08-11 Mobile phone with electronic transaction card US12/941,410 Expired - Lifetime US7954715B2 (en) 2005-02-22 2010-11-08 Mobile device with transaction card in add-on slot Family Applications After (29) Application Number Title Priority Date Filing Date US12/962,953 Expired - Lifetime US7954717B2 (en) 2005-02-22 2010-12-08 Provisioning electronic transaction card in mobile device US12/962,937 Expired - Lifetime US7954716B2 (en) 2005-02-22 2010-12-08 Electronic transaction card powered by mobile device US13/114,473 Expired - Lifetime US8083145B2 (en) 2005-02-22 2011-05-24 Provisioning an add-on apparatus with smartcard circuity for enabling transactions US13/114,434 Expired - Lifetime US8091786B2 (en) 2005-02-22 2011-05-24 Add-on card with smartcard circuitry powered by a mobile device US13/184,204 Abandoned US20110272468A1 (en) 2005-02-22 2011-07-15 Memory card adapter US13/184,240 Expired - Lifetime US8136732B2 (en) 2005-02-22 2011-07-15 Electronic transaction card with contactless interface US13/184,227 Abandoned US20110269438A1 (en) 2005-02-22 2011-07-15 Performing transactions with an electronic transaction card US13/304,662 Abandoned US20120071205A1 (en) 2005-02-22 2011-11-27 Provisioning an electronic transaction card for a card issuer US13/304,663 Active 2025-07-14 US8573494B2 (en) 2005-02-22 2011-11-27 Apparatus for secure financial transactions US13/370,291 Expired - Lifetime US8408463B2 (en) 2005-02-22 2012-02-09 Mobile device add-on apparatus for financial transactions US13/426,500 Expired - Lifetime US8474718B2 (en) 2005-02-22 2012-03-21 Method for provisioning an apparatus connected contactless to a mobile device US13/552,633 Abandoned US20120280039A1 (en) 2005-02-22 2012-07-18 Methods for over the network transactions on a mobile device US13/551,611 Abandoned US20120280038A1 (en) 2005-02-22 2012-07-18 Mobile wallet transaction system US13/592,323 Expired - Lifetime US9004361B2 (en) 2005-02-22 2012-08-22 Wearable device transaction system US13/593,492 Abandoned US20120318864A1 (en) 2005-02-22 2012-08-23 Methods for over the network transactions on a wearable device US13/651,365 Expired - Lifetime US8403219B2 (en) 2005-02-22 2012-10-12 Apparatus with smartcard circuitry powered by a mobile device US14/680,684 Expired - Lifetime US9092708B1 (en) 2005-02-22 2015-04-07 Wearable device with time-varying magnetic field US14/747,770 Expired - Lifetime US9202156B2 (en) 2005-02-22 2015-06-23 Mobile device with time-varying magnetic field US14/833,113 Expired - Lifetime US9208423B1 (en) 2005-02-22 2015-08-23 Mobile device with time-varying magnetic field and single transaction account numbers US14/866,998 Expired - Lifetime US9251453B1 (en) 2005-02-22 2015-09-27 Wearable device with time-varying magnetic field and single transaction account numbers US14/929,297 Expired - Lifetime US9626611B2 (en) 2005-02-22 2015-10-31 Provisioning mobile device with time-varying magnetic field US14/948,325 Expired - Lifetime US9715649B2 (en) 2005-02-22 2015-11-22 Device with current carrying conductor to produce time-varying magnetic field US15/658,208 Expired - Lifetime US10185909B2 (en) 2005-02-22 2017-07-24 Wearable device with current carrying conductor to produce time-varying magnetic field US16/218,733 Expired - Lifetime US10803370B2 (en) 2005-02-22 2018-12-13 Provisioning wearable device with current carrying conductor to produce time-varying magnetic field US17/021,347 Expired - Lifetime US11270174B2 (en) 2005-02-22 2020-09-15 Mobile phone with magnetic card emulation US17/243,458 Expired - Lifetime US11436461B2 (en) 2005-02-22 2021-04-28 Mobile phone with magnetic card emulation US17/804,539 Expired - Lifetime US11720777B2 (en) 2005-02-22 2022-05-27 Mobile phone with magnetic card emulation US18/331,095 Expired - Lifetime US12223378B2 (en) 2005-02-22 2023-06-07 Electronic transaction mechanism US18/587,828 Pending US20240202480A1 (en) 2005-02-22 2024-02-26 Mobile device with time-varying magnetic field and single transaction account numbers Country Status (3) Cited By (30) * Cited by examiner, â Cited by third party Publication number Priority date Publication date Assignee Title US20080244208A1 (en) * 2007-03-30 2008-10-02 Narendra Siva G Memory card hidden command protocol US20080279381A1 (en) * 2006-12-13 2008-11-13 Narendra Siva G Secure messaging US20090152361A1 (en) * 2007-12-14 2009-06-18 Narendra Siva G Memory card based contactless devices US20090160617A1 (en) * 2007-12-24 2009-06-25 Dynamics Inc. Credit, security, debit cards and the like with buttons US20100033310A1 (en) * 2008-08-08 2010-02-11 Narendra Siva G Power negotation for small rfid card US20100213265A1 (en) * 2009-02-24 2010-08-26 Tyfone, Inc. Contactless device with miniaturized antenna US20110171996A1 (en) * 2008-08-08 2011-07-14 Tyfone, Inc. Smartcard performance enhancement circuits and systems US20110223972A1 (en) * 2005-02-22 2011-09-15 Tyfone, Inc. Provisioning an add-on apparatus with smartcard circuity for enabling transactions US8072331B2 (en) 2008-08-08 2011-12-06 Tyfone, Inc. Mobile payment device US20120284180A1 (en) * 2011-05-04 2012-11-08 Chien-Kang Yang Mobile transaction method and portable electronic device for mobile transaction US8875228B2 (en) 2011-11-01 2014-10-28 Jvl Ventures, Llc Systems, methods, and computer program products for managing secure elements US9286049B2 (en) 2013-03-26 2016-03-15 Google Inc. Systems, methods, and computer program products for managing service installation US9292345B2 (en) 2013-07-08 2016-03-22 Google Inc. Systems, methods, and computer program products for processing sets of instructions for mobile devices US9311491B2 (en) 2013-09-30 2016-04-12 Google Inc. Systems, methods, and computer program products for securely managing data on a secure element US9408075B2 (en) 2013-06-17 2016-08-02 Google Inc. Systems, methods, and computer program products for processing a request relating to a mobile communication device US9479571B2 (en) 2012-09-18 2016-10-25 Google Inc. Systems, methods, and computer program products for interfacing multiple service provider trusted service managers and secure elements US9495558B2 (en) 2013-03-26 2016-11-15 Google Inc. Systems, methods, and computer program products for managing access control US9544759B2 (en) 2011-11-01 2017-01-10 Google Inc. Systems, methods, and computer program products for managing states US9563891B2 (en) 2012-07-09 2017-02-07 Google Inc. Systems, methods, and computer program products for integrating third party services with a mobile wallet US9646302B2 (en) 2013-03-26 2017-05-09 Google Inc. Systems, methods, and computer program products for managing wallet activation US9659291B2 (en) 2011-05-04 2017-05-23 Chien-Kang Yang Method for processing a payment US9697516B2 (en) 2013-10-10 2017-07-04 Google Inc. System, methods, and computer program products for storing and managing program data US9767287B2 (en) 2013-01-25 2017-09-19 Google Inc. Systems, methods, and computer program products for managing data re-installation US9794353B2 (en) 2013-12-19 2017-10-17 Google Inc. Systems, methods, and computer program products for service processing US9811825B2 (en) 2013-10-10 2017-11-07 Google Inc. Systems, methods, and computer program products for managing contactless transactions US10003969B2 (en) 2013-12-19 2018-06-19 Google Llc Communication between mobile devices and mobile wallet architectures US10127533B2 (en) 2012-07-31 2018-11-13 Google Llc Managing devices associated with a digital wallet account US10311428B2 (en) 2012-05-24 2019-06-04 Google Llc Systems, methods, and computer program products for providing a contactless protocol US11030315B2 (en) 2013-05-21 2021-06-08 Google Llc Systems, methods, and computer program products for managing disabling of services US12147863B2 (en) 2008-08-08 2024-11-19 Icashe, Inc. Method and apparatus for transmitting data via NFC for mobile applications including mobile payments and ticketing Families Citing this family (303) * Cited by examiner, â Cited by third party Publication number Priority date Publication date Assignee Title US6583101B1 (en) * 1999-08-25 2003-06-24 Ecolab Inc. Aqueous organic dispersions suitable for removing organic films and soils US9262757B2 (en) 2002-02-05 2016-02-16 Square, Inc. Method of transmitting information from a card reader with a power supply and wake-up circuit to a mobile device US8870070B2 (en) 2010-10-13 2014-10-28 Square, Inc. Card reader device US9495675B2 (en) 2002-02-05 2016-11-15 Square, Inc. Small card reader configured to be coupled to a mobile device US8235287B2 (en) 2010-10-13 2012-08-07 Square, Inc. Read head device with slot configured to reduce torque US9305314B2 (en) 2002-02-05 2016-04-05 Square, Inc. Methods of transmitting information to mobile devices using cost effective card readers US9495676B2 (en) 2002-02-05 2016-11-15 Square, Inc. Method of transmitting information from a power efficient card to a mobile device US9582795B2 (en) 2002-02-05 2017-02-28 Square, Inc. Methods of transmitting information from efficient encryption card readers to mobile devices US9224142B2 (en) 2002-02-05 2015-12-29 Square, Inc. Card reader with power efficient architecture that includes a power supply and a wake up circuit US20120005039A1 (en) 2002-02-05 2012-01-05 Jack Dorsey Method of conducting financial transactions US8573486B2 (en) 2010-10-13 2013-11-05 Square, Inc. Systems and methods for financial transaction through miniaturized card reader with confirmation of payment sent to buyer US9286635B2 (en) 2002-02-05 2016-03-15 Square, Inc. Method of transmitting information from efficient communication protocol card readers to mobile devices US8870071B2 (en) 2010-10-13 2014-10-28 Square, Inc. Read head device with selected sampling rate US9262777B2 (en) 2002-02-05 2016-02-16 Square, Inc. Card reader with power efficient architecture that includes a wake-up circuit US8876003B2 (en) 2010-10-13 2014-11-04 Square, Inc. Read head device with selected output jack characteristics US8302860B2 (en) 2010-10-13 2012-11-06 Square, Inc. Read head device with narrow card reading slot US9324100B2 (en) 2002-02-05 2016-04-26 Square, Inc. Card reader with asymmetric spring US8573487B2 (en) 2010-10-13 2013-11-05 Square, Inc. Integrated read head device US9016572B2 (en) 2010-10-13 2015-04-28 Square, Inc. Systems and methods for financial transaction through miniaturized card with ASIC US9916581B2 (en) 2002-02-05 2018-03-13 Square, Inc. Back end of payment system associated with financial transactions using card readers coupled to mobile devices US8500018B2 (en) 2010-10-13 2013-08-06 Square, Inc. Systems and methods for financial transaction through miniaturized card reader with decoding on a seller's mobile device US7748636B2 (en) * 2004-11-16 2010-07-06 Dpd Patent Trust Ltd. Portable identity card reader system for physical and logical access US7900253B2 (en) * 2005-03-08 2011-03-01 Xceedid Corporation Systems and methods for authorization credential emulation US8226001B1 (en) 2010-06-23 2012-07-24 Fiteq, Inc. Method for broadcasting a magnetic stripe data packet from an electronic smart card WO2006105092A2 (en) 2005-03-26 2006-10-05 Privasys, Inc. Electronic financial transaction cards and methods US8684267B2 (en) 2005-03-26 2014-04-01 Privasys Method for broadcasting a magnetic stripe data packet from an electronic smart card KR20080003006A (en) 2005-04-27 2008-01-04 íë¼ì´ë² ì´ìì¤, ì¸í¬. Electronic cards and methods for making same US7793851B2 (en) 2005-05-09 2010-09-14 Dynamics Inc. Dynamic credit card with magnetic stripe and embedded encoder and methods for using the same to provide a copy-proof credit card US7997476B2 (en) 2005-09-15 2011-08-16 Capital One Financial Corporation Wireless devices for storing a financial account card and methods for storing card data in a wireless device US20070145152A1 (en) * 2005-12-28 2007-06-28 Fabrice Jogand-Coulomb Nested memory system with near field communications capability US20070145135A1 (en) * 2005-12-28 2007-06-28 Fabrice Jogand-Coulomb Methods used in a nested memory system with near field communications capability US7360692B2 (en) 2006-06-30 2008-04-22 At&T Delaware Intellectual Property, Inc. Creation of customized transactional cards US7584895B2 (en) * 2006-08-29 2009-09-08 At&T Intellectual Property I, L.P. Transactional cards with sensory features US11195163B2 (en) 2006-09-01 2021-12-07 Mastercard International Incorporated Methods, systems and computer readable media for over the air (OTA) provisioning of soft cards on devices with wireless communications capabilities US8165635B2 (en) * 2006-09-01 2012-04-24 Vivotech, Inc. Methods, systems, and computer readable media for over the air (OTA) provisioning of soft cards on devices with wireless communications capabilities US9047601B2 (en) * 2006-09-24 2015-06-02 RFCyber Corpration Method and apparatus for settling payments using mobile devices US10311427B2 (en) * 2006-12-29 2019-06-04 Google Technology Holdings LLC Method and system for monitoring secure application execution events during contactless RFID/NFC communication US20080312952A1 (en) * 2007-06-12 2008-12-18 Gulfo Joseph V Regulating Use Of A Device To Perform A Procedure On A Subject US20080319912A1 (en) * 2007-06-22 2008-12-25 Faith Patrick L Powering financial transaction token with onboard and external power source US8915447B2 (en) 2007-09-12 2014-12-23 Devicefidelity, Inc. Amplifying radio frequency signals US9311766B2 (en) 2007-09-12 2016-04-12 Devicefidelity, Inc. Wireless communicating radio frequency signals US8070057B2 (en) 2007-09-12 2011-12-06 Devicefidelity, Inc. Switching between internal and external antennas US20090069049A1 (en) 2007-09-12 2009-03-12 Devicefidelity, Inc. Interfacing transaction cards with host devices US9304555B2 (en) 2007-09-12 2016-04-05 Devicefidelity, Inc. Magnetically coupling radio frequency antennas US8348155B2 (en) * 2007-09-21 2013-01-08 Telefonaktiebolaget L M Ericsson (Publ) All in one card US20090143104A1 (en) * 2007-09-21 2009-06-04 Michael Loh Wireless smart card and integrated personal area network, near field communication and contactless payment system US8191782B2 (en) * 2007-12-11 2012-06-05 Mastercard International, Inc. Swipe card and a method and system of monitoring usage of a swipe card SK50042008A3 (en) * 2008-01-04 2009-09-07 Logomotion, S. R. O. Method and system for authentication preferably at payments, identifier of identity and/or agreement AU2009200139B2 (en) 2008-01-15 2012-02-16 Aristocrat Technologies Australia Pty Limited A method of processing a user data card, an interface module and a gaming system US7946502B2 (en) * 2008-01-22 2011-05-24 Visa Usa Inc. Financial transaction token US9324071B2 (en) 2008-03-20 2016-04-26 Visa U.S.A. Inc. Powering financial transaction token with onboard power source SK288721B6 (en) 2008-03-25 2020-01-07 Smk Kk Method, circuit and carrier for perform multiple operations on the keypad of mobile communication equipment US8393535B1 (en) 2008-04-24 2013-03-12 Joan Yee ID theft-reducing device to virtualize ID/transaction cards WO2009134789A2 (en) * 2008-04-29 2009-11-05 Visa U.S.A. Inc. Device including user exclusive data tag JP4650524B2 (en) * 2008-06-24 2011-03-16 ã½ãã¼æ ªå¼ä¼ç¤¾ COMMUNICATION DEVICE, COMMUNICATION METHOD, COMMUNICATION SYSTEM, AND COMPUTER PROGRAM US8620299B2 (en) * 2008-08-12 2013-12-31 Mastercard International Incorporated Methods, systems and computer readable media for electronically delivering a prepaid card to a mobile device EP2324445B1 (en) * 2008-08-20 2019-03-20 Xcard Holdings, LLC Secure smart card system JP5582654B2 (en) * 2008-08-29 2014-09-03 ãã´ã¢ã¼ã·ã§ã³ ã¨ã¹ï¼ã¢ã¼ã«ï¼ãªã¼ï¼ Removable card for non-contact communication, its use and production method US9098845B2 (en) * 2008-09-19 2015-08-04 Logomotion, S.R.O. Process of selling in electronic shop accessible from the mobile communication device SK288757B6 (en) * 2008-09-19 2020-05-04 Smk Kk System and method for contactless payment authorization SK50862008A3 (en) * 2008-09-19 2010-06-07 Logomotion, S. R. O. System for electronic payment applications and method for payment authorization SK288747B6 (en) * 2009-04-24 2020-04-02 Smk Kk Method and system for cashless payment transactions, particularly with contactless payment device using CN106056374B (en) 2008-10-06 2019-12-10 ä¸äºè¾¾å¡å½é è¡ä»½æéå ¬å¸ systems, methods, and computer-readable media for payment and non-payment virtual card transfer between mobile devices SK288641B6 (en) * 2008-10-15 2019-02-04 Smk Corporation Communication method with POS terminal and frequency convertor for POS terminal EP2199992A1 (en) * 2008-12-19 2010-06-23 Gemalto SA Secure activation before contactless banking smart card transaction WO2010078530A2 (en) * 2008-12-31 2010-07-08 Vivotech Inc. Methods, systems and computer readable media for redeeming and delivering electronic loyalty reward certificates using a mobile device SK500092009A3 (en) * 2009-02-27 2010-09-07 Logomotion, S. R. O. Computer mouse for data transmission, preferably at electronic payment, method for data transmission US10992817B2 (en) * 2009-03-18 2021-04-27 Mastercard International Incorporated Methods, systems and computer readable media for selecting and delivering electronic value certificates using a mobile device US9230259B1 (en) 2009-03-20 2016-01-05 Jpmorgan Chase Bank, N.A. Systems and methods for mobile ordering and payment RU2543935C2 (en) 2009-05-03 2015-03-10 ÐогомоÑион, С.Ð .Ð. Payment terminal using mobile communication device such as mobile telephone and non-cash payment method US20110087596A1 (en) 2009-10-13 2011-04-14 Jack Dorsey Systems and methods for dynamic receipt generation with environmental information US8701997B2 (en) 2010-10-13 2014-04-22 Square, Inc. Decoding systems with a decoding engine running on a mobile device and using financial transaction card information to create a send funds application on the mobile device US8612352B2 (en) 2010-10-13 2013-12-17 Square, Inc. Decoding systems with a decoding engine running on a mobile device and coupled to a payment system that includes identifying information of second parties qualified to conduct business with the payment system US9436955B2 (en) 2009-06-10 2016-09-06 Square, Inc. Methods for transferring funds using a payment service where financial account information is only entered once with a payment service and need not be re-entered for future transfers US8955747B2 (en) * 2009-06-23 2015-02-17 At&T Mobility Ii Llc Devices, systems and methods for wireless point-of-sale US8286977B2 (en) * 2009-07-30 2012-10-16 Mela Sciences, Inc. Medical cart US8381987B2 (en) * 2009-07-30 2013-02-26 Mela Sciences, Inc. Insertable storage card containing a portable memory card having a connection interface KR101107790B1 (en) * 2010-05-19 2012-01-20 ìì¤ì¼ì´ì¨ì¤ì¨ 주ìíì¬ Micro SD Device with Smart Card US8317103B1 (en) 2010-06-23 2012-11-27 FiTeq Method for broadcasting a magnetic stripe data packet from an electronic smart card US10552809B2 (en) * 2010-07-26 2020-02-04 Visa International Service Association Programmable card CN101957921A (en) * 2010-09-21 2011-01-26 ä¸å ´é讯è¡ä»½æéå ¬å¸ Display method, device and system of radio frequency identification application information US8602305B2 (en) 2010-10-13 2013-12-10 Square, Inc. Decoding systems with a decoding engine running on a mobile device configured to be coupled and decoupled to a card reader with wake-up electronics US9454866B2 (en) 2010-10-13 2016-09-27 Square, Inc. Method of conducting financial transactions where a payer's financial account information is entered only once with a payment system US8701996B2 (en) 2010-10-13 2014-04-22 Square, Inc. Cost effective card reader and methods to be configured to be coupled to a mobile device US8573489B2 (en) 2010-10-13 2013-11-05 Square, Inc. Decoding systems with a decoding engine running on a mobile device with a touch screen US8678277B2 (en) 2010-10-13 2014-03-25 Square, Inc. Decoding system coupled to a payment system that includes a cryptographic key US8640953B2 (en) 2010-10-13 2014-02-04 Square, Inc. Decoding system running on a mobile device and coupled to a payment system that includes at least one of, a user database, a product database and a transaction database US9619797B2 (en) 2010-10-13 2017-04-11 Square, Inc. Payment methods with a payment service and tabs selected by a first party and opened by a second party at an geographic location of the first party's mobile device US8571989B2 (en) 2010-10-13 2013-10-29 Square, Inc. Decoding systems with a decoding engine running on a mobile device and coupled to a social network US9576159B1 (en) 2011-01-24 2017-02-21 Square, Inc. Multiple payment card reader system GB201105765D0 (en) 2011-04-05 2011-05-18 Visa Europe Ltd Payment system WO2012142131A2 (en) 2011-04-11 2012-10-18 Visa International Service Association Interoperable financial transactions via mobile devices US8925826B2 (en) * 2011-05-03 2015-01-06 Microsoft Corporation Magnetic stripe-based transactions using mobile communication devices US8313037B1 (en) * 2011-07-08 2012-11-20 Thomas David Humphrey Simulated magnetic stripe card system and method for use with magnetic stripe card reading terminals US8616444B2 (en) 2011-09-19 2013-12-31 Bank Of America Corporation Authorizing financial transactions US8430308B2 (en) * 2011-09-19 2013-04-30 Bank Of America Corporation Authorizing financial transactions US20130085887A1 (en) * 2011-10-03 2013-04-04 Wei Zhang Method and system for financial card transaction verification EP2774099B1 (en) 2011-11-03 2023-03-01 Mastercard International Incorporated Methods, systems, and computer readable media for provisioning and utilizing an aggregated soft card on a mobile device US8649820B2 (en) * 2011-11-07 2014-02-11 Blackberry Limited Universal integrated circuit card apparatus and related methods DE202012100620U1 (en) 2011-11-22 2012-06-13 Square, Inc. System for processing cardless payment transactions US9240006B2 (en) 2011-11-30 2016-01-19 At&T Intellectual Property I, L.P. Wireless transactions for enhancing customer experience US9741045B1 (en) 2012-03-16 2017-08-22 Square, Inc. Ranking of merchants for cardless payment transactions US9165293B2 (en) 2012-03-30 2015-10-20 Mastercard International Incorporated Systems and methods for waveform transmission of transaction card data US8936199B2 (en) 2012-04-13 2015-01-20 Blackberry Limited UICC apparatus and related methods USD703208S1 (en) 2012-04-13 2014-04-22 Blackberry Limited UICC apparatus USD701864S1 (en) 2012-04-23 2014-04-01 Blackberry Limited UICC apparatus US20140052613A1 (en) 2012-08-17 2014-02-20 Square, Inc., A Delaware Corporation Systems and methods for providing gratuities to merchants US11449854B1 (en) 2012-10-29 2022-09-20 Block, Inc. Establishing consent for cardless transactions using short-range transmission US9171328B2 (en) 2012-12-20 2015-10-27 Wal-Mart Stores, Inc. Method for transferring shopping cart contents to a register from a mobile electronic device US8690059B1 (en) 2013-01-20 2014-04-08 George Wallner System and method for a baseband nearfield magnetic stripe data transmitter CN108596605A (en) * 2013-02-06 2018-09-28 天å°èç§æè¡ä»½æéå ¬å¸ Smart card with electronic signature functionality US9652791B1 (en) 2013-02-08 2017-05-16 Square, Inc. Updating merchant location for cardless payment transactions CN105144201A (en) * 2013-03-11 2015-12-09 å¤å ¹-èµå æéå ¬å¸ Wireless signal generating cards and methods and system of using such cards USD729808S1 (en) * 2013-03-13 2015-05-19 Nagrastar Llc Smart card interface US9940616B1 (en) 2013-03-14 2018-04-10 Square, Inc. Verifying proximity during payment transactions CA2952038A1 (en) * 2013-06-14 2014-12-18 Point Of Pay Pty Ltd Secure data entry and display for a communication device US9924322B2 (en) 2013-07-23 2018-03-20 Square, Inc. Computing distances of devices ES2532653B1 (en) 2013-09-30 2016-01-05 Intelligent Data, S.L. Electronic payment device US11803841B1 (en) 2013-10-29 2023-10-31 Block, Inc. Discovery and communication using direct radio signal communication US10163148B1 (en) 2013-11-13 2018-12-25 Square, Inc. Wireless beacon shopping experience US8910868B1 (en) 2013-11-27 2014-12-16 Square, Inc. Firmware management US9633236B1 (en) 2013-12-11 2017-04-25 Square, Inc. Power harvesting in reader devices US8931699B1 (en) 2013-12-11 2015-01-13 Square, Inc. Bidirectional audio communication in reader devices JP6551850B2 (en) 2013-12-19 2019-07-31 ã㶠ã¤ã³ã¿ã¼ãã·ã§ãã« ãµã¼ãã¹ ã¢ã½ã·ã¨ã¼ã·ã§ã³ Cloud-based transaction method and system US9922322B2 (en) 2013-12-19 2018-03-20 Visa International Service Association Cloud-based transactions with magnetic secure transmission US10198731B1 (en) 2014-02-18 2019-02-05 Square, Inc. Performing actions based on the location of mobile device during a card swipe US9256769B1 (en) 2014-02-25 2016-02-09 Square, Inc. Mobile reader device US9299020B2 (en) 2014-03-19 2016-03-29 TheCARD LLC Financial transaction card with cutout pattern representing symbolic information US9569767B1 (en) 2014-05-06 2017-02-14 Square, Inc. Fraud protection based on presence indication US9959529B1 (en) 2014-05-11 2018-05-01 Square, Inc. Open tab transactions US10304043B1 (en) 2014-05-21 2019-05-28 Square, Inc. Multi-peripheral host device AU2015264124B2 (en) 2014-05-21 2019-05-09 Visa International Service Association Offline authentication USD762651S1 (en) 2014-06-06 2016-08-02 Square, Inc. Mobile device case US9760740B1 (en) 2014-06-23 2017-09-12 Square, Inc. Terminal case with integrated dual reader stack US9256770B1 (en) 2014-07-02 2016-02-09 Square, Inc. Terminal case with integrated reader and shortened base RU2668720C2 (en) * 2014-07-11 2018-10-02 СамÑÑнг ÐлекÑÑÐ¾Ð½Ð¸ÐºÑ Ðо., ÐÑд. System and method for a baseband nearfield magnetic stripe data transmitter US9799025B2 (en) 2014-08-19 2017-10-24 Square, Inc. Energy harvesting bidirectional audio interface US9775029B2 (en) 2014-08-22 2017-09-26 Visa International Service Association Embedding cloud-based functionalities in a communication device US9619796B2 (en) 2014-09-17 2017-04-11 Dashpass Inc. Enabling card and method and system using the enabling card in a P.O.S CA2863937C (en) 2014-09-17 2018-01-09 Dashpass Inc. An enabling card and method and system using the enabling card in a pos WO2016041055A1 (en) * 2014-09-17 2016-03-24 Dashpass Inc. An enabling card and method and system using the enabling card in a pos US9953323B2 (en) 2014-09-23 2018-04-24 Sony Corporation Limiting e-card transactions based on lack of proximity to associated CE device US9292875B1 (en) 2014-09-23 2016-03-22 Sony Corporation Using CE device record of E-card transactions to reconcile bank record US10262316B2 (en) 2014-09-23 2019-04-16 Sony Corporation Automatic notification of transaction by bank card to customer device US9317847B2 (en) 2014-09-23 2016-04-19 Sony Corporation E-card transaction authorization based on geographic location US9646307B2 (en) 2014-09-23 2017-05-09 Sony Corporation Receiving fingerprints through touch screen of CE device US9558488B2 (en) 2014-09-23 2017-01-31 Sony Corporation Customer's CE device interrogating customer's e-card for transaction information US9367845B2 (en) 2014-09-23 2016-06-14 Sony Corporation Messaging customer mobile device when electronic bank card used US9202212B1 (en) 2014-09-23 2015-12-01 Sony Corporation Using mobile device to monitor for electronic bank card communication US9378502B2 (en) 2014-09-23 2016-06-28 Sony Corporation Using biometrics to recover password in customer mobile device US9355424B2 (en) 2014-09-23 2016-05-31 Sony Corporation Analyzing hack attempts of E-cards US9967277B2 (en) 2014-11-24 2018-05-08 Paypal, Inc Digital dye packs WO2016085827A1 (en) * 2014-11-24 2016-06-02 Paypal, Inc. Distress identifier to cause an action US10187363B2 (en) 2014-12-31 2019-01-22 Visa International Service Association Hybrid integration of software development kit with secure execution environment US9355285B1 (en) 2015-02-12 2016-05-31 Square, Inc. Tone-based wake up circuit for card reader USD780763S1 (en) * 2015-03-20 2017-03-07 Nagrastar Llc Smart card interface US9436938B1 (en) 2015-05-13 2016-09-06 Square, Inc. Transaction payment processing by multiple data centers US10049831B2 (en) * 2015-09-29 2018-08-14 Datalogic Ip Tech S.R.L. Modular trigger assembly EP3356582B1 (en) 2015-10-01 2020-12-16 GlobalWafers Co., Ltd. Epitaxial growth of defect-free, wafer-scale single-layer graphene on thin films of cobalt US10628821B2 (en) 2016-01-26 2020-04-21 American Greetings Activation and assigning value to gift cards using RFID CN105721025A (en) * 2016-03-14 2016-06-29 å¼ å¹è¾ Device for simulating magnetic data transmission by mobile phone US10410200B2 (en) 2016-03-15 2019-09-10 Square, Inc. Cloud-based generation of receipts using transaction information US10628811B2 (en) 2016-03-15 2020-04-21 Square, Inc. System-based detection of card sharing and fraud US10636019B1 (en) 2016-03-31 2020-04-28 Square, Inc. Interactive gratuity platform EP3929788A1 (en) 2016-07-11 2021-12-29 Visa International Service Association Encryption key exchange process using access device US11315114B2 (en) 2016-12-28 2022-04-26 Capital One Services, Llc Dynamic transaction card protected by multi-factor authentication CN106845953A (en) * 2017-01-23 2017-06-13 ä¸æµ·è®¯èæ°æ®æå¡æéå ¬å¸ Mobile payment information processor and method of mobile payment and system US10402807B1 (en) 2017-02-28 2019-09-03 Square, Inc. Estimating interchange fees for card payments CN107391979A (en) * 2017-07-13 2017-11-24 åå·äºç©çé¦ç§ææéå ¬å¸ For examining the intelligent identification equipment of electronic information US10496914B2 (en) * 2017-10-31 2019-12-03 University Of Florida Research Foundation, Incorporated Payment card overlay skimmer detection US10410021B1 (en) 2017-12-08 2019-09-10 Square, Inc. Transaction object reader with digital signal input/output and internal audio-based communication US11087301B1 (en) 2017-12-19 2021-08-10 Square, Inc. Tamper resistant device US10185955B1 (en) * 2018-01-10 2019-01-22 Capital One Services, Llc Electronic wallet device for business transactions US11232444B2 (en) * 2018-02-27 2022-01-25 Coolbitx Ltd. Digital asset transaction method TWI676946B (en) * 2018-05-25 2019-11-11 第ä¸ç¾å¡äºæ¥è¡ä»½æéå ¬å¸ Virtual currency storage and transaction device US10546444B2 (en) 2018-06-21 2020-01-28 Capital One Services, Llc Systems and methods for secure read-only authentication USD905059S1 (en) 2018-07-25 2020-12-15 Square, Inc. Card reader device US11216806B2 (en) 2018-09-19 2022-01-04 Capital One Services, Llc Systems and methods for providing card interactions US11315408B1 (en) * 2018-09-28 2022-04-26 CauZway, LLC Emergency communications system US10565587B1 (en) 2018-10-02 2020-02-18 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards US10511443B1 (en) 2018-10-02 2019-12-17 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards US10505738B1 (en) 2018-10-02 2019-12-10 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards CA3110521A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards CA3115252A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards CA3115064A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards AU2019355878A1 (en) 2018-10-02 2021-02-25 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards US10554411B1 (en) 2018-10-02 2020-02-04 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards US10542036B1 (en) 2018-10-02 2020-01-21 Capital One Services, Llc Systems and methods for signaling an attack on contactless cards WO2020072687A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards US10581611B1 (en) 2018-10-02 2020-03-03 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards US10582386B1 (en) 2018-10-02 2020-03-03 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards US10489781B1 (en) 2018-10-02 2019-11-26 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards US10841091B2 (en) 2018-10-02 2020-11-17 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards BR112021004710A2 (en) 2018-10-02 2021-06-08 Capital One Services, Llc system and method for transmitting data US10592710B1 (en) 2018-10-02 2020-03-17 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards CA3115084A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards US10771254B2 (en) 2018-10-02 2020-09-08 Capital One Services, Llc Systems and methods for email-based card activation US10949520B2 (en) 2018-10-02 2021-03-16 Capital One Services, Llc Systems and methods for cross coupling risk analytics and one-time-passcodes CA3108917A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards US10607214B1 (en) 2018-10-02 2020-03-31 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards US10579998B1 (en) 2018-10-02 2020-03-03 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards US11210664B2 (en) 2018-10-02 2021-12-28 Capital One Services, Llc Systems and methods for amplifying the strength of cryptographic algorithms WO2020072670A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards SG11202103249VA (en) 2018-10-02 2021-04-29 Capital One Services Llc Systems and methods for cryptographic authentication of contactless cards US10680824B2 (en) 2018-10-02 2020-06-09 Capital One Services, Llc Systems and methods for inventory management using cryptographic authentication of contactless cards US10909527B2 (en) 2018-10-02 2021-02-02 Capital One Services, Llc Systems and methods for performing a reissue of a contactless card WO2020072583A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for establishing identity for order pick up US10771253B2 (en) 2018-10-02 2020-09-08 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards WO2020072413A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards US10664830B1 (en) 2018-12-18 2020-05-26 Capital One Services, Llc Devices and methods for selective contactless communication US11250406B2 (en) * 2018-12-31 2022-02-15 Paypal, Inc. Split transaction physical payment instrument US20200226581A1 (en) 2019-01-11 2020-07-16 Capital One Services, Llc Systems and methods for touch screen interface interaction using a card overlay US11037136B2 (en) 2019-01-24 2021-06-15 Capital One Services, Llc Tap to autofill card data US10510074B1 (en) 2019-02-01 2019-12-17 Capital One Services, Llc One-tap payment using a contactless card US11120453B2 (en) 2019-02-01 2021-09-14 Capital One Services, Llc Tap card to securely generate card data to copy to clipboard US10467622B1 (en) 2019-02-01 2019-11-05 Capital One Services, Llc Using on-demand applications to generate virtual numbers for a contactless card to securely autofill forms US10425129B1 (en) 2019-02-27 2019-09-24 Capital One Services, Llc Techniques to reduce power consumption in near field communication systems US10523708B1 (en) 2019-03-18 2019-12-31 Capital One Services, Llc System and method for second factor authentication of customer support calls US10535062B1 (en) 2019-03-20 2020-01-14 Capital One Services, Llc Using a contactless card to securely share personal data stored in a blockchain US10438437B1 (en) 2019-03-20 2019-10-08 Capital One Services, Llc Tap to copy data to clipboard via NFC US10984416B2 (en) 2019-03-20 2021-04-20 Capital One Services, Llc NFC mobile currency transfer US10643420B1 (en) 2019-03-20 2020-05-05 Capital One Services, Llc Contextual tapping engine US10970712B2 (en) 2019-03-21 2021-04-06 Capital One Services, Llc Delegated administration of permissions using a contactless card US10467445B1 (en) 2019-03-28 2019-11-05 Capital One Services, Llc Devices and methods for contactless card alignment with a foldable mobile device US11521262B2 (en) 2019-05-28 2022-12-06 Capital One Services, Llc NFC enhanced augmented reality information overlays US10516447B1 (en) 2019-06-17 2019-12-24 Capital One Services, Llc Dynamic power levels in NFC card communications US11694187B2 (en) 2019-07-03 2023-07-04 Capital One Services, Llc Constraining transactional capabilities for contactless cards US10871958B1 (en) 2019-07-03 2020-12-22 Capital One Services, Llc Techniques to perform applet programming US11392933B2 (en) 2019-07-03 2022-07-19 Capital One Services, Llc Systems and methods for providing online and hybridcard interactions US12086852B2 (en) 2019-07-08 2024-09-10 Capital One Services, Llc Authenticating voice transactions with payment card US10713649B1 (en) 2019-07-09 2020-07-14 Capital One Services, Llc System and method enabling mobile near-field communication to update display on a payment card US11514428B2 (en) * 2019-07-10 2022-11-29 Slip Cash Inc. Device for launching multiple peer to peer cashless payment applications on mobile devices US10498401B1 (en) 2019-07-15 2019-12-03 Capital One Services, Llc System and method for guiding card positioning using phone sensors US10885514B1 (en) 2019-07-15 2021-01-05 Capital One Services, Llc System and method for using image data to trigger contactless card transactions US11182771B2 (en) 2019-07-17 2021-11-23 Capital One Services, Llc System for value loading onto in-vehicle device US10832271B1 (en) 2019-07-17 2020-11-10 Capital One Services, Llc Verified reviews using a contactless card US10733601B1 (en) 2019-07-17 2020-08-04 Capital One Services, Llc Body area network facilitated authentication or payment authorization US11521213B2 (en) 2019-07-18 2022-12-06 Capital One Services, Llc Continuous authentication for digital services based on contactless card positioning US10506426B1 (en) 2019-07-19 2019-12-10 Capital One Services, Llc Techniques for call authentication US10541995B1 (en) 2019-07-23 2020-01-21 Capital One Services, Llc First factor contactless card authentication system and method AU2019469080A1 (en) 2019-10-02 2022-04-21 Capital One Services, Llc Client device authentication using contactless legacy magnetic stripe data US20210110391A1 (en) 2019-10-06 2021-04-15 Dynamics Inc. Advanced secure payment device US11113685B2 (en) 2019-12-23 2021-09-07 Capital One Services, Llc Card issuing with restricted virtual numbers US11615395B2 (en) 2019-12-23 2023-03-28 Capital One Services, Llc Authentication for third party digital wallet provisioning US10657754B1 (en) 2019-12-23 2020-05-19 Capital One Services, Llc Contactless card and personal identification system US10862540B1 (en) 2019-12-23 2020-12-08 Capital One Services, Llc Method for mapping NFC field strength and location on mobile devices US10885410B1 (en) 2019-12-23 2021-01-05 Capital One Services, Llc Generating barcodes utilizing cryptographic techniques US11651361B2 (en) 2019-12-23 2023-05-16 Capital One Services, Llc Secure authentication based on passport data stored in a contactless card US10733283B1 (en) 2019-12-23 2020-08-04 Capital One Services, Llc Secure password generation and management using NFC and contactless smart cards US10664941B1 (en) 2019-12-24 2020-05-26 Capital One Services, Llc Steganographic image encoding of biometric template information on a card US10853795B1 (en) 2019-12-24 2020-12-01 Capital One Services, Llc Secure authentication based on identity data stored in a contactless card US11200563B2 (en) 2019-12-24 2021-12-14 Capital One Services, Llc Account registration using a contactless card US10757574B1 (en) 2019-12-26 2020-08-25 Capital One Services, Llc Multi-factor authentication providing a credential via a contactless card for secure messaging US10909544B1 (en) 2019-12-26 2021-02-02 Capital One Services, Llc Accessing and utilizing multiple loyalty point accounts US11038688B1 (en) 2019-12-30 2021-06-15 Capital One Services, Llc Techniques to control applets for contactless cards US11455620B2 (en) 2019-12-31 2022-09-27 Capital One Services, Llc Tapping a contactless card to a computing device to provision a virtual number US10860914B1 (en) 2019-12-31 2020-12-08 Capital One Services, Llc Contactless card and method of assembly US11210656B2 (en) 2020-04-13 2021-12-28 Capital One Services, Llc Determining specific terms for contactless card activation US11823175B2 (en) 2020-04-30 2023-11-21 Capital One Services, Llc Intelligent card unlock US10915888B1 (en) 2020-04-30 2021-02-09 Capital One Services, Llc Contactless card with multiple rotating security keys US11030339B1 (en) 2020-04-30 2021-06-08 Capital One Services, Llc Systems and methods for data access control of personal user data using a short-range transceiver US10861006B1 (en) 2020-04-30 2020-12-08 Capital One Services, Llc Systems and methods for data access control using a short-range transceiver US11222342B2 (en) 2020-04-30 2022-01-11 Capital One Services, Llc Accurate images in graphical user interfaces to enable data transfer US10963865B1 (en) 2020-05-12 2021-03-30 Capital One Services, Llc Augmented reality card activation experience US11100511B1 (en) 2020-05-18 2021-08-24 Capital One Services, Llc Application-based point of sale system in mobile operating systems US11063979B1 (en) 2020-05-18 2021-07-13 Capital One Services, Llc Enabling communications between applications in a mobile operating system US11328274B2 (en) 2020-07-28 2022-05-10 Bank Of America Corporation Data processing system and method for managing electronic split transactions using user profiles US11062098B1 (en) 2020-08-11 2021-07-13 Capital One Services, Llc Augmented reality information display and interaction via NFC based authentication US12165149B2 (en) 2020-08-12 2024-12-10 Capital One Services, Llc Systems and methods for user verification via short-range transceiver US11165586B1 (en) 2020-10-30 2021-11-02 Capital One Services, Llc Call center web-based authentication using a contactless card US11482312B2 (en) 2020-10-30 2022-10-25 Capital One Services, Llc Secure verification of medical status using a contactless card US11373169B2 (en) 2020-11-03 2022-06-28 Capital One Services, Llc Web-based activation of contactless cards US11216799B1 (en) 2021-01-04 2022-01-04 Capital One Services, Llc Secure generation of one-time passcodes using a contactless card US11682012B2 (en) 2021-01-27 2023-06-20 Capital One Services, Llc Contactless delivery systems and methods US11687930B2 (en) 2021-01-28 2023-06-27 Capital One Services, Llc Systems and methods for authentication of access tokens US11792001B2 (en) 2021-01-28 2023-10-17 Capital One Services, Llc Systems and methods for secure reprovisioning US11562358B2 (en) 2021-01-28 2023-01-24 Capital One Services, Llc Systems and methods for near field contactless card communication and cryptographic authentication US11438329B2 (en) 2021-01-29 2022-09-06 Capital One Services, Llc Systems and methods for authenticated peer-to-peer data transfer using resource locators US11777933B2 (en) 2021-02-03 2023-10-03 Capital One Services, Llc URL-based authentication for payment cards US11637826B2 (en) 2021-02-24 2023-04-25 Capital One Services, Llc Establishing authentication persistence US12143515B2 (en) 2021-03-26 2024-11-12 Capital One Services, Llc Systems and methods for transaction card-based authentication US11245438B1 (en) 2021-03-26 2022-02-08 Capital One Services, Llc Network-enabled smart apparatus and systems and methods for activating and provisioning same US12160419B2 (en) 2021-04-15 2024-12-03 Capital One Services, Llc Authenticated messaging session with contactless card authentication US11935035B2 (en) 2021-04-20 2024-03-19 Capital One Services, Llc Techniques to utilize resource locators by a contactless card to perform a sequence of operations US11961089B2 (en) 2021-04-20 2024-04-16 Capital One Services, Llc On-demand applications to extend web services US11902442B2 (en) 2021-04-22 2024-02-13 Capital One Services, Llc Secure management of accounts on display devices using a contactless card US11556627B2 (en) 2021-04-27 2023-01-17 International Business Machines Corporation Intelligent screen protector US11354555B1 (en) 2021-05-04 2022-06-07 Capital One Services, Llc Methods, mediums, and systems for applying a display to a transaction card US12301735B2 (en) 2021-06-18 2025-05-13 Capital One Services, Llc Systems and methods for contactless card communication and multi-device key pair cryptographic authentication US12335412B2 (en) 2021-06-21 2025-06-17 Capital One Services, Llc Systems and methods for scalable cryptographic authentication of contactless cards US12041172B2 (en) 2021-06-25 2024-07-16 Capital One Services, Llc Cryptographic authentication to control access to storage devices US12061682B2 (en) 2021-07-19 2024-08-13 Capital One Services, Llc System and method to perform digital authentication using multiple channels of communication US12062258B2 (en) 2021-09-16 2024-08-13 Capital One Services, Llc Use of a payment card to unlock a lock US12069173B2 (en) 2021-12-15 2024-08-20 Capital One Services, Llc Key recovery based on contactless card authentication US12166750B2 (en) 2022-02-08 2024-12-10 Capital One Services, Llc Systems and methods for secure access of storage US12289396B2 (en) 2022-08-18 2025-04-29 Capital One Services, Llc Parallel secret salt generation and authentication for encrypted communication US12147983B2 (en) 2023-01-13 2024-11-19 Capital One Services, Llc Systems and methods for multi-factor authentication using device tracking and identity verification US12248832B2 (en) 2023-03-07 2025-03-11 Capital One Services, Llc Systems and methods for steganographic image encoding and identity verification using same US12335256B2 (en) 2023-03-08 2025-06-17 Capital One Services, Llc Systems and methods for device binding authentication US12248928B2 (en) 2023-03-13 2025-03-11 Capital One Services, Llc Systems and methods of secure merchant payment over messaging platform using a contactless card US12124903B2 (en) 2023-03-16 2024-10-22 Capital One Services, Llc Card with a time-sensitive element and systems and methods for implementing the same US12299672B2 (en) 2023-03-30 2025-05-13 Capital One Services, Llc System and method for authentication with transaction cards US12200135B2 (en) 2023-06-13 2025-01-14 Capital One Services, Llc Contactless card-based authentication via web-browser Citations (86) * Cited by examiner, â Cited by third party Publication number Priority date Publication date Assignee Title US5386106A (en) * 1991-09-27 1995-01-31 Khyber Technologies Corporation Integrated portable device for point of sale transactions US5710421A (en) * 1995-03-31 1998-01-20 Tokai-Rika-Denki-Seisakusho Kabushiki Kaisha IC card US5909491A (en) * 1996-11-06 1999-06-01 Nokia Mobile Phones Limited Method for sending a secure message in a telecommunications system US6016476A (en) * 1997-08-11 2000-01-18 International Business Machines Corporation Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security US6021944A (en) * 1996-10-18 2000-02-08 Hewlett-Packard Company Transaction terminal for electronic purse transactions and the like US6039260A (en) * 1988-12-12 2000-03-21 Smartdiskette Gmbh Intelligent cassette emulator device US6068184A (en) * 1998-04-27 2000-05-30 Barnett; Donald A. Security card and system for use thereof US6182891B1 (en) * 1994-07-18 2001-02-06 Ntt Data Communications Systems Corporation Electronic bankbook, and processing system for financial transaction information using electronic bankbook US6189786B1 (en) * 1996-09-24 2001-02-20 Hitachi, Ltd. Portable terminal device with stackable IC card slot opening US6206293B1 (en) * 1996-06-03 2001-03-27 Motorola, Inc. Magnetically communicative card US6219439B1 (en) * 1998-07-09 2001-04-17 Paul M. Burger Biometric authentication system US6223954B1 (en) * 2000-08-10 2001-05-01 Robert N. Carow Pump actuator with plastic spring US6223984B1 (en) * 1995-03-31 2001-05-01 Cybermark, Inc. Distinct smart card reader having wiegand, magnetic strip and bar code types emulation output US20010002035A1 (en) * 1999-11-29 2001-05-31 Georges Kayanakis Contactless or hybrid contact-contactless smart card designed to limit the risks of fraud US6250557B1 (en) * 1998-08-25 2001-06-26 Telefonaktiebolaget Lm Ericsson (Publ) Methods and arrangements for a smart card wallet and uses thereof US20010006902A1 (en) * 2000-01-05 2001-07-05 Takafumi Ito IC card with radio interface function, antenna module and data processing apparatus using the IC card US20010013551A1 (en) * 1998-04-17 2001-08-16 Diebold, Incorporated Portable automated banking apparatus and system US20020007434A1 (en) * 1998-07-09 2002-01-17 Giovanni Campardo Non-volatile memory capable of autonomously executing a program US20020043566A1 (en) * 2000-07-14 2002-04-18 Alan Goodman Transaction card and method for reducing frauds US20020044043A1 (en) * 1990-07-27 2002-04-18 John Chaco Patient care and communication system US6402029B1 (en) * 1998-05-29 2002-06-11 E-Micro Corporation Method and apparatus for combining data for multiple magnetic stripe cards or other sources US20020095588A1 (en) * 2001-01-12 2002-07-18 Satoshi Shigematsu Authentication token and authentication system US20020096570A1 (en) * 2001-01-25 2002-07-25 Wong Jacob Y. Card with a dynamic embossing apparatus US20020099665A1 (en) * 1999-09-28 2002-07-25 Burger Todd O. Portable electronic authorization system and method US6450407B1 (en) * 1998-04-17 2002-09-17 Viztec, Inc. Chip card rebate system US20030028481A1 (en) * 1998-03-25 2003-02-06 Orbis Patents, Ltd. Credit card system and method US20030052168A1 (en) * 2001-09-18 2003-03-20 Wong Jacob Y. Magnetic Stripe bridge US20030057278A1 (en) * 2001-09-18 2003-03-27 Wong Jacob Y. Advanced magnetic stripe bridge (AMSB) US20030061168A1 (en) * 2001-09-21 2003-03-27 Larry Routhenstein Method for generating customer secure card numbers US20030080183A1 (en) * 2001-10-31 2003-05-01 Sanguthevar Rajasekaran One-time credit card number generator and single round-trip authentication US6568600B1 (en) * 1999-01-19 2003-05-27 Bull Cp8 Chip card equipped with a loop antenna, and associated micromodule US20030115126A1 (en) * 1999-08-11 2003-06-19 Pitroda Satyan G. System and methods for servicing electronic transactions US6588660B1 (en) * 2000-09-29 2003-07-08 Hewlett-Packard Development Company, L.P. Passive contactless smartcard security system US6592044B1 (en) * 2000-05-15 2003-07-15 Jacob Y. Wong Anonymous electronic card for generating personal coupons useful in commercial and security transactions US6594759B1 (en) * 1996-12-04 2003-07-15 Esignx Corporation Authorization firmware for conducting transactions with an electronic transaction system and methods therefor US6598031B1 (en) * 2000-07-31 2003-07-22 Edi Secure Lllp Apparatus and method for routing encrypted transaction card identifying data through a public telephone network US20030159050A1 (en) * 2002-02-15 2003-08-21 Alexander Gantman System and method for acoustic two factor authentication US6609654B1 (en) * 2000-05-15 2003-08-26 Privasys, Inc. Method for allowing a user to customize use of a payment card that generates a different payment card number for multiple transactions US20040030660A1 (en) * 2002-07-03 2004-02-12 Will Shatford Biometric based authentication system with random generated PIN US20040035942A1 (en) * 2001-12-07 2004-02-26 Silverman Martin S. Dynamic virtual magnetic stripe US6705520B1 (en) * 1999-11-15 2004-03-16 Satyan G. Pitroda Point of sale adapter for electronic transaction device US20040050930A1 (en) * 2002-09-17 2004-03-18 Bernard Rowe Smart card with onboard authentication facility US6712277B2 (en) * 2001-12-05 2004-03-30 Hewlett-Packard Development Company, L.P. Multiple interface memory card US20040064612A1 (en) * 2002-09-26 2004-04-01 Sandisk Corporation Method and system for using a memory card protocol inside a bus protocol US6715679B1 (en) * 1999-09-08 2004-04-06 At&T Corp. Universal magnetic stripe card US6721196B1 (en) * 1999-06-23 2004-04-13 Giesecke & Devrient Gmbh Semiconductor memory chip module US20040077372A1 (en) * 2001-03-07 2004-04-22 Halpern John W. Mobile phone communications system with increased functionality US20040087339A1 (en) * 2002-10-30 2004-05-06 Scott Goldthwaite Mobile communication device equipped with a magnetic stripe reader US20040094624A1 (en) * 2001-12-26 2004-05-20 Vivotech, Inc. Adaptor for magnetic stripe card reader US20040133787A1 (en) * 2002-03-28 2004-07-08 Innovation Connection Corporation System, method and apparatus for enabling transactions using a biometrically enabled programmable magnetic stripe US6764005B2 (en) * 1994-11-04 2004-07-20 Cooper J Carl Universal credit card apparatus and method US20050006462A1 (en) * 2003-07-10 2005-01-13 Rouille David W. Security system US20050017068A1 (en) * 1995-02-15 2005-01-27 Zalewski Thomas W. System and method of making payments using an electronic device cover with embedded transponder US20050022002A1 (en) * 2002-06-12 2005-01-27 Poisner David I. Protected configuration space in a protected environment US20050029349A1 (en) * 2001-04-26 2005-02-10 Mcgregor Christopher M. Bio-metric smart card, bio-metric smart card reader, and method of use US20050039027A1 (en) * 2003-07-25 2005-02-17 Shapiro Michael F. Universal, biometric, self-authenticating identity computer having multiple communication ports US20050038736A1 (en) * 2001-07-10 2005-02-17 Saunders Peter D. System and method for transmitting track 1/track 2 formatted information via Radio Frequency US6857566B2 (en) * 2001-12-06 2005-02-22 Mastercard International Method and system for conducting transactions using a payment card with two technologies US20050050367A1 (en) * 1999-09-28 2005-03-03 Chameleon Network, Inc. Portable electronic authorization system and method US20050071282A1 (en) * 2003-09-29 2005-03-31 Lu Hongqian Karen System and method for preventing identity theft using a secure computing device US20050077349A1 (en) * 2000-03-07 2005-04-14 American Express Travel Related Services Company, Inc. Method and system for facilitating a transaction using a transponder US6882900B1 (en) * 1997-09-26 2005-04-19 Gilbarco Inc. Fuel dispensing and retail system for providing customer selected guidelines and limitations US6883718B1 (en) * 2004-02-27 2005-04-26 Imation Corp. Credit card sized memory card with host connector US20050092830A1 (en) * 2000-12-06 2005-05-05 George Blossom Selectable multi-purpose card US20050108096A1 (en) * 1999-09-28 2005-05-19 Chameleon Network Inc. Portable electronic authorization system and method US20050109838A1 (en) * 2003-10-10 2005-05-26 James Linlor Point-of-sale billing via hand-held devices US20050116026A1 (en) * 1999-09-28 2005-06-02 Chameleon Network, Inc. Portable electronic authorization system and method US20050122209A1 (en) * 2003-12-03 2005-06-09 Black Gerald R. Security authentication method and system US6907123B1 (en) * 2000-12-21 2005-06-14 Cisco Technology, Inc. Secure voice communication system US20050127166A1 (en) * 2003-12-15 2005-06-16 Matsushita Electric Industrial Co., Ltd. Secure device and information processing apparatus US20050127164A1 (en) * 2002-03-19 2005-06-16 John Wankmueller Method and system for conducting a transaction using a proximity device and an identifier US20050133606A1 (en) * 2003-12-17 2005-06-23 Brown Kerry D. Programmable magnetic data storage card US20050136964A1 (en) * 2003-12-22 2005-06-23 Le Saint Eric F. Intelligent remote device US20060011731A1 (en) * 2004-07-19 2006-01-19 Gemplus Durable plastic mini card and method for testing its durability US20060027655A1 (en) * 2004-07-15 2006-02-09 Patrick Smets Method and system for conducting contactless payment card transactions US7059520B1 (en) * 2005-03-17 2006-06-13 Joel Shtesl Universal credit card integrated with cellular telephone US20060124755A1 (en) * 2004-12-15 2006-06-15 Takafumi Ito Card-shaped memory device incorporating IC card function, adapter for the same and host device US20070076877A1 (en) * 2005-09-30 2007-04-05 Sony Ericsson Mobile Communications Ab Shared key encryption using long keypads US20070145135A1 (en) * 2005-12-28 2007-06-28 Fabrice Jogand-Coulomb Methods used in a nested memory system with near field communications capability US20070145152A1 (en) * 2005-12-28 2007-06-28 Fabrice Jogand-Coulomb Nested memory system with near field communications capability US7333062B2 (en) * 2005-09-15 2008-02-19 Motorola, Inc. Wireless communication device with integrated antenna US20090070861A1 (en) * 2007-09-12 2009-03-12 Devicefidelity, Inc. Wirelessly accessing broadband services using intelligent cards US20090108063A1 (en) * 2007-09-12 2009-04-30 Deepak Jain Wirelessly Communicating Radio Frequency Signals US20090152361A1 (en) * 2007-12-14 2009-06-18 Narendra Siva G Memory card based contactless devices US20100033307A1 (en) * 2008-08-08 2010-02-11 Narendra Siva G Small rfid card with integrated inductive element US20100033310A1 (en) * 2008-08-08 2010-02-11 Narendra Siva G Power negotation for small rfid card Family Cites Families (173) * Cited by examiner, â Cited by third party Publication number Priority date Publication date Assignee Title GB316908A (en) US1178450A (en) 1911-12-11 1916-04-04 United Shoe Machinery Ab Shoe-sewing machine. US1238055A (en) 1912-04-13 1917-08-21 Underwood Computing Machine Co Combined type-writing and computing machine. US3632294A (en) 1968-11-12 1972-01-04 Ciba Ltd Quaternary nitrogen compound assisted reactive dyeing CA1256246A (en) 1984-04-09 1989-06-20 Thomas J. Pullukat Copolymerization of ethylene US4864109A (en) 1984-11-12 1989-09-05 Nobuo Minematsu Electronic bankbook and transaction system for use therewith US4701601A (en) * 1985-04-26 1987-10-20 Visa International Service Association Transaction card with magnetic stripe emulator US4791283A (en) 1986-06-03 1988-12-13 Intellicard International, Inc. Transaction card magnetic stripe emulator DE3632294A1 (en) 1986-09-23 1988-04-07 Siemens Ag Operating unit for smart cards (chip cards) US4786791A (en) 1987-02-10 1988-11-22 Gateway Technology Data processing apparatus with portable card having magnetic strip simulator US5212478A (en) 1989-03-31 1993-05-18 Lutron Electronics Co., Inc. Dynamic power recovery system US5537584A (en) 1989-06-13 1996-07-16 Hitachi Maxell, Ltd. Power instability control of a memory card and a data processing device therefor JP2523960B2 (en) 1990-08-22 1996-08-14 æ ªå¼ä¼ç¤¾æ¥ç«è£½ä½æ Document editing device JP2523960Y2 (en) 1991-03-25 1997-01-29 æ ªå¼ä¼ç¤¾ãã㯠Stepping motor DE69233019T2 (en) 1991-05-22 2004-02-05 Kyodo Printing Co., Ltd. Contactless IC card US5585787A (en) * 1991-12-09 1996-12-17 Wallerstein; Robert S. Programmable credit card US5955961A (en) * 1991-12-09 1999-09-21 Wallerstein; Robert S. Programmable transaction card US5574273A (en) 1993-06-14 1996-11-12 Hitachi Maxell, Ltd. Non-contact system parallel data transfer system US5629981A (en) 1994-07-29 1997-05-13 Texas Instruments Incorporated Information management and security system FI100137B (en) 1994-10-28 1997-09-30 Vazvan Simin Real-time wireless telecom payment system WO1996026500A1 (en) 1995-02-21 1996-08-29 Garry Peek A magnetic stripe card simulation means, system and method US5805702A (en) 1995-09-29 1998-09-08 Dallas Semiconductor Corporation Method, apparatus, and system for transferring units of value US5748740A (en) 1995-09-29 1998-05-05 Dallas Semiconductor Corporation Method, apparatus, system and firmware for secure transactions CH690048A5 (en) 1995-11-28 2000-03-31 C Sam S A En Formation C O Jue Safety device controlling access to a computer or a network terminal. US5700037A (en) 1996-01-16 1997-12-23 Keller; John A. Security improved card US7470244B2 (en) * 1996-01-26 2008-12-30 Harrison Jr Shelton E Flexion-discouraging splint system, method and device US5940510A (en) 1996-01-31 1999-08-17 Dallas Semiconductor Corporation Transfer of valuable information between a secure module and another module JPH102112A (en) 1996-06-14 1998-01-06 Sekisui Chem Co Ltd Mounting method of vinyl chloride steel plate for wall panel US5787154A (en) 1996-07-12 1998-07-28 At&T Corp Universal authentication device for use over telephone lines GB2316908A (en) 1996-09-06 1998-03-11 John Cowling Memory card with digitally encoded image of user JP2001500652A (en) 1996-09-20 2001-01-16 ã¦ã§ã¤ã ãã¼ã«ãã£ã³ã°ã¹ ãªãããã Pocket size numeric display terminal IL119943A (en) 1996-12-31 2000-11-21 On Track Innovations Ltd Contact/contactless data transaction card TW336449U (en) 1997-04-10 1998-07-11 Xiang-Lan Wu Improved structure of a modular photo frame US6219438B1 (en) * 1997-09-02 2001-04-17 Lucent Technologies Inc. Produce indentifier using barcode scanner and wavelet image processing and having compensation for dirt accumulated on viewing window US6925568B1 (en) 1998-01-16 2005-08-02 Sonera Oyj Method and system for the processing of messages in a telecommunication system US6061344A (en) 1998-02-19 2000-05-09 Micron Technology, Inc. Method of addressing messages and communications system US6938821B2 (en) * 2000-09-18 2005-09-06 E-Micro Corporation Method and apparatus for associating identification and personal data for multiple magnetic stripe cards or other sources AUPP411098A0 (en) 1998-06-15 1998-07-09 Newcom Technologies Pty Ltd Communication method and apparatus improvements US6270730B1 (en) 1998-06-16 2001-08-07 Northwest Engineering Inc. Multi-well rotary synthesizer JP2000010668A (en) 1998-06-18 2000-01-14 Hitachi Ltd Memory card supply voltage control method US6129277A (en) * 1998-08-03 2000-10-10 Privicon, Inc. Card reader for transmission of data by sound JP3180086B2 (en) 1998-08-31 2001-06-25 æ ªå¼ä¼ç¤¾ã·ã¼ã¡ãã£ã¢ Mobile communication device, information transmission system and method, non-contact IC media usable in mobile communication device WO2000014678A1 (en) 1998-09-04 2000-03-16 Ic Tv Interactive Cyber Television Inc. Ic card interactive plastic leaflet US6705529B1 (en) 1998-11-26 2004-03-16 Nokia Mobile Phones, Ltd. Data card holder and reader therefor US6384101B1 (en) 1999-03-12 2002-05-07 Lg Chemical Ltd. Superior stain resistant decorative floor covering and its method of manufacture WO2000069111A2 (en) 1999-05-10 2000-11-16 Rienzo Andrew L Di Authentication US6394343B1 (en) 1999-10-14 2002-05-28 Jon N. Berg System for card to card transfer of monetary values JP2001167187A (en) * 1999-12-10 2001-06-22 Ntt Docomo Inc Subscription mediation method and mobile communication network WO2001058191A2 (en) 2000-02-04 2001-08-09 Qualcomm Incorporated Interface between modem and subscriber interface module (sim) CA2337672A1 (en) * 2000-04-26 2001-10-26 International Business Machines Corporation Payment for network-based commercial transactions using a mobile phone JP4261802B2 (en) 2000-04-28 2009-04-30 æ ªå¼ä¼ç¤¾ã«ããµã¹ãã¯ãã㸠IC card US7280984B2 (en) 2000-05-08 2007-10-09 Phelan Iii Frank Money card system, method and apparatus US6805288B2 (en) * 2000-05-15 2004-10-19 Larry Routhenstein Method for generating customer secure card numbers subject to use restrictions by an electronic card WO2001088659A2 (en) 2000-05-15 2001-11-22 Privasys Electronic cards capable of being read by a magnetic stripe reader and methods for their use DE10028813A1 (en) 2000-06-10 2001-12-20 Miditec Datensysteme Gmbh Active chip card used in wireless data transmission, has battery for supplying power to memory, transmitter, contact unit and control unit while transmitter sends data in mobile radio frequency range US20030084220A1 (en) * 2001-11-01 2003-05-01 Jones Larry Lawson Active adapter chip for use in a flash card reader US7716082B1 (en) 2000-08-24 2010-05-11 Gilbarco, Inc. Wireless payment mat device and method for retail environments US20020025796A1 (en) * 2000-08-30 2002-02-28 Taylor William Stuart System and method conducting cellular POS transactions EP1189465B1 (en) 2000-09-19 2006-03-22 Sony Deutschland GmbH Mobile terminal with removable memory having SIM card function US7360688B1 (en) 2000-10-16 2008-04-22 Harris Scott C Intelligent credit card system DE10054890A1 (en) 2000-10-18 2002-04-25 Bernd Schneider Mobile universal data terminal with insertion and head parts has at least one card reading unit in one or more insertion slots with different arrangements for reading different chip card types US8103881B2 (en) 2000-11-06 2012-01-24 Innovation Connection Corporation System, method and apparatus for electronic ticketing US7461787B2 (en) * 2000-11-20 2008-12-09 Avante International Technology, Inc. Electronic voting apparatus, system and method AU2002252034A1 (en) 2001-02-22 2002-09-12 Bea Systems, Inc. System and method for message encryption and signing in a transaction processing system US6959874B2 (en) 2001-02-23 2005-11-01 Bardwell William E Biometric identification system using biometric images and personal identification number stored on a magnetic stripe and associated methods US20040177045A1 (en) 2001-04-17 2004-09-09 Brown Kerry Dennis Three-legacy mode payment card with parametric authentication and data input elements US20020153424A1 (en) 2001-04-19 2002-10-24 Chuan Li Method and apparatus of secure credit card transaction US7502937B2 (en) 2001-04-30 2009-03-10 Digimarc Corporation Digital watermarking security systems US20020178124A1 (en) 2001-05-22 2002-11-28 Lewis Shawn Michael Credit card verification system US6868460B1 (en) 2001-06-05 2005-03-15 Silicon Motion, Inc. Apparatus for CD with independent audio functionality US20020186845A1 (en) * 2001-06-11 2002-12-12 Santanu Dutta Method and apparatus for remotely disabling and enabling access to secure transaction functions of a mobile terminal US6836843B2 (en) * 2001-06-29 2004-12-28 Hewlett-Packard Development Company, L.P. Access control through secure channel using personal identification system KR100893428B1 (en) 2001-07-25 2009-04-17 ìë ê°ë¶ìë¼ ê°ì´ì¤ Interface device US7221473B2 (en) 2001-08-03 2007-05-22 Hewlett-Packard Development Company, L.P. Printing system for updating printing characteristics with a printing consumable US20030038177A1 (en) * 2001-08-21 2003-02-27 Neil Morrow Passive flash media adapter system US20030048174A1 (en) 2001-09-11 2003-03-13 Alcatel, Societe Anonyme Electronic device capable of wirelessly transmitting a password that can be used to unlock/lock a password protected electronic device JP3839288B2 (en) 2001-09-12 2006-11-01 æ ªå¼ä¼ç¤¾ã«ããµã¹ãã¯ãã㸠Memory card JP3641230B2 (en) 2001-10-22 2005-04-20 æ ªå¼ä¼ç¤¾æ±è Apparatus and method for controlling a memory card US20030085288A1 (en) 2001-11-06 2003-05-08 Luu Deniel V.H. Contactless SIM card carrier with detachable antenna and carrier therefore US6766952B2 (en) 2001-11-06 2004-07-27 Quadnovation, Inc. SIM card carrier US20050212657A1 (en) 2001-11-07 2005-09-29 Rudy Simon Identity verification system with self-authenticating card AU2002366416A1 (en) 2001-12-17 2003-06-30 Koninklijke Philips Electronics N.V. Communication station for inventorizing transponders by means of selectable memory areas of the transponders US20040058705A1 (en) 2001-12-21 2004-03-25 Russell Morgan Secure point-of-sale cellular telephone docking module system US7051932B2 (en) * 2001-12-26 2006-05-30 Vivotech, Inc. Adaptor for magnetic stripe card reader US7898994B2 (en) 2002-02-25 2011-03-01 Hewlett-Packard Development Company, L.P. Power saving in multi-processor device US7607580B2 (en) 2002-03-01 2009-10-27 Nidec Sankyo Corporation Object sensor and IC card reader with the object sensor AU2003218626A1 (en) 2002-03-13 2003-09-22 Beamtrust A/S A method of processing an electronic payment cheque WO2003081519A2 (en) 2002-03-19 2003-10-02 Chameleon Network Inc. Portable electronic authorization system and method US8082575B2 (en) 2002-03-28 2011-12-20 Rampart-Id Systems, Inc. System, method and apparatus for enabling transactions using a user enabled programmable magnetic stripe US6952788B2 (en) 2002-05-10 2005-10-04 Xerox Corporation Customer replacement unit monitor programming cable JP4102112B2 (en) 2002-06-06 2008-06-18 æ ªå¼ä¼ç¤¾æ±è Semiconductor device and manufacturing method thereof US7548491B2 (en) 2002-06-13 2009-06-16 General Motors Corporation Personalized key system for a mobile vehicle US20040127256A1 (en) 2002-07-30 2004-07-01 Scott Goldthwaite Mobile device equipped with a contactless smart card reader/writer JP3614157B2 (en) 2002-07-30 2005-01-26 ãªã ãã³æ ªå¼ä¼ç¤¾ RFID tag and method for adjusting resonance frequency in RFID tag JP4086584B2 (en) 2002-08-08 2008-05-14 å¯å£«éæ ªå¼ä¼ç¤¾ Memory card capable of simplifying test process and memory card test method JP4133166B2 (en) 2002-09-25 2008-08-13 æ ªå¼ä¼ç¤¾ã«ããµã¹ãã¯ãã㸠Nonvolatile semiconductor memory device US20040122685A1 (en) 2002-12-20 2004-06-24 Daryl Bunce Verification system for facilitating transactions via communication networks, and associated method JP4322021B2 (en) 2003-02-06 2009-08-26 æ ªå¼ä¼ç¤¾ã«ããµã¹ãã¯ãã㸠Memory card US20040199469A1 (en) 2003-03-21 2004-10-07 Barillova Katrina A. Biometric transaction system and method US6983882B2 (en) 2003-03-31 2006-01-10 Kepler, Ltd. Personal biometric authentication and authorization device WO2004095169A2 (en) 2003-04-21 2004-11-04 Josef Osterweil Method and system for data writing/reading onto/from and emulating a magnetic stripe US20040255145A1 (en) 2003-05-06 2004-12-16 Jerry Chow Memory protection systems and methods for writable memory US7352413B2 (en) 2003-05-16 2008-04-01 Hsien-Rong Liang Multifunctional remote control device US6922770B2 (en) 2003-05-27 2005-07-26 Sony Corporation Memory controller providing dynamic arbitration of memory commands JP2005018671A (en) 2003-06-30 2005-01-20 Hitachi Ltd Memory card and mobile phone JP4624732B2 (en) 2003-07-16 2011-02-02 ããã½ããã¯æ ªå¼ä¼ç¤¾ how to access US7486172B2 (en) 2003-08-07 2009-02-03 Intermec Ip Corp. Enhanced identification protocol for RFID systems JP4412947B2 (en) 2003-09-08 2010-02-10 æ ªå¼ä¼ç¤¾ã«ããµã¹ãã¯ãã㸠Memory card WO2005027030A1 (en) 2003-09-09 2005-03-24 Human Technologies, Inc. Magnetic stripe generating device, authentication device, authentication system and magnetic stripe generating method US7597250B2 (en) 2003-11-17 2009-10-06 Dpd Patent Trust Ltd. RFID reader with multiple interfaces US7213766B2 (en) * 2003-11-17 2007-05-08 Dpd Patent Trust Ltd Multi-interface compact personal token apparatus and methods of use US20050177724A1 (en) 2004-01-16 2005-08-11 Valiuddin Ali Authentication system and method US20050197859A1 (en) 2004-01-16 2005-09-08 Wilson James C. Portable electronic data storage and retreival system for group data TWI457835B (en) 2004-02-04 2014-10-21 Semiconductor Energy Lab An article carrying a thin flim integrated circuit US7673080B1 (en) 2004-02-12 2010-03-02 Super Talent Electronics, Inc. Differential data transfer for flash memory card JP4515793B2 (en) 2004-03-11 2010-08-04 æ ªå¼ä¼ç¤¾æ±è Memory card device and memory card control method KR101149887B1 (en) 2004-04-01 2012-06-11 ì¼ì±ì ì주ìíì¬ Multi-channel memory card and control method thereof KR100596410B1 (en) 2004-11-04 2006-07-03 íêµì ìíµì ì°êµ¬ì SD Memory Card for Function Expansion FR2868987B1 (en) 2004-04-14 2007-02-16 Arjo Wiggins Secutity Sas Soc STRUCTURE COMPRISING AN ELECTRONIC DEVICE, IN PARTICULAR FOR THE MANUFACTURE OF A SECURITY OR VALUE DOCUMENT US8918900B2 (en) 2004-04-26 2014-12-23 Ivi Holdings Ltd. Smart card for passport, electronic passport, and method, system, and apparatus for authenticating person holding smart card or electronic passport US7604176B2 (en) 2004-05-20 2009-10-20 American Express Travel Related Services Company, Inc. Radio frequency fobs and methods of using the same US7210014B2 (en) 2004-05-27 2007-04-24 Microsoft Corporation Alternative methods in memory protection WO2005119608A1 (en) 2004-06-03 2005-12-15 Tyfone, Inc. System and method for securing financial transactions US20050269402A1 (en) * 2004-06-03 2005-12-08 Tyfone, Inc. System and method for securing financial transactions KR100604877B1 (en) 2004-07-03 2006-07-31 ì¼ì±ì ì주ìíì¬ Apparatus and method for controlling the mapping of memory addresses in embedded systems JP3805347B2 (en) 2004-09-02 2006-08-02 æ¾ä¸é»å¨ç£æ¥æ ªå¼ä¼ç¤¾ Control processing apparatus and image forming apparatus provided with the same JP2006106897A (en) 2004-09-30 2006-04-20 Fujitsu Ltd Reader / writer and RFID system WO2006048997A1 (en) 2004-11-04 2006-05-11 Matsushita Electric Industrial Co., Ltd. Portable terminal EP1839431A4 (en) 2004-11-08 2012-05-09 Duroturf Internat Inc Purchase card system and method therefor WO2006057049A1 (en) 2004-11-26 2006-06-01 Kabushiki Kaisha Toshiba Card and host device JP2006209643A (en) 2005-01-31 2006-08-10 Ricoh Co Ltd Interface circuit and system device using the same US7581678B2 (en) * 2005-02-22 2009-09-01 Tyfone, Inc. Electronic transaction card US7410102B2 (en) 2005-03-15 2008-08-12 Infineon Technologies Flash Gmbh & Co. Kg Non-volatile memory card with autarkic chronometer US20060279413A1 (en) 2005-03-28 2006-12-14 Sirit Technologies, Inc. Radio frequency identification device US20060226217A1 (en) 2005-04-07 2006-10-12 Tyfone, Inc. Sleeve for electronic transaction card JP4864346B2 (en) 2005-05-18 2012-02-01 ã½ãã¼æ ªå¼ä¼ç¤¾ Memory card and card adapter US20060268764A1 (en) 2005-05-26 2006-11-30 Harris John M Method, apparatus and system for use in allocating reverse channel resources WO2007011937A2 (en) 2005-07-18 2007-01-25 Tyfone, Inc. Electronic stripe cards JP4766666B2 (en) 2005-08-29 2011-09-07 ãã¤ãã³æ ªå¼ä¼ç¤¾ Information processing apparatus, device, information processing system, and program CN100527159C (en) 2005-10-31 2009-08-12 æ·±å³å为éä¿¡ææ¯æéå ¬å¸ Storage card and terminal equipment combining storage card US20070110404A1 (en) 2005-11-11 2007-05-17 Ching Liu Y Automotive display having a function of reading data storage media WO2007058179A1 (en) 2005-11-16 2007-05-24 Kyodo Printing Co., Ltd. Noncontact ic card US7350717B2 (en) 2005-12-01 2008-04-01 Conner Investments, Llc High speed smart card with flash memory DE102005061660A1 (en) 2005-12-22 2007-06-28 Giesecke & Devrient Gmbh Portable data carrier with active contactless interface JP2007199847A (en) 2006-01-24 2007-08-09 Toshiba Corp Nonvolatile memory medium with rfid function and its system US20070205864A1 (en) 2006-02-17 2007-09-06 Datamars S.A. Secure radio frequency identification system JP4192981B2 (en) 2006-02-23 2008-12-10 ã½ãã¼æ ªå¼ä¼ç¤¾ Recording media holding device WO2007125670A1 (en) 2006-04-26 2007-11-08 Panasonic Corporation Signal transmission method, transmission/reception device, and communication system JP2007317170A (en) 2006-04-28 2007-12-06 Renesas Technology Corp Ic module and cellular phone AU2007267898B2 (en) 2006-05-25 2012-06-14 Celltrust Corporation Secure mobile information management system and method JP2008017440A (en) 2006-06-05 2008-01-24 Matsushita Electric Ind Co Ltd Modem card, modem card utilization system, and terminal JP2007328689A (en) 2006-06-09 2007-12-20 Dainippon Printing Co Ltd Portable information recording medium and reader JP2008046923A (en) 2006-08-17 2008-02-28 Toshiba Corp Method of controlling semiconductor memory card system JP4345850B2 (en) 2006-09-11 2009-10-14 ã½ãã¼æ ªå¼ä¼ç¤¾ Communication system and communication apparatus US20080068173A1 (en) 2006-09-13 2008-03-20 Sensormatic Electronics Corporation Radio frequency identification (RFID) system for item level inventory US20080136619A1 (en) 2006-12-07 2008-06-12 Neology, Inc. Systems and methods for incorporating an rfid circuit into a sensor device US7991158B2 (en) 2006-12-13 2011-08-02 Tyfone, Inc. Secure messaging TWI323424B (en) 2006-12-19 2010-04-11 Realtek Semiconductor Corp Memory card control apparatus and protection method thereof US7480582B2 (en) 2006-12-19 2009-01-20 Phison Electronics Corp. Flash memory card test device with multiple interfaces US20080186174A1 (en) 2007-02-02 2008-08-07 Sensormatic Electronics Corporation Item level inventory with a radio frequency identification (RFID) system US20080214111A1 (en) 2007-03-02 2008-09-04 Celltrust Corporation Lost phone alarm system and method US20080244208A1 (en) 2007-03-30 2008-10-02 Narendra Siva G Memory card hidden command protocol US20110271044A1 (en) 2007-03-30 2011-11-03 Tyfone, Inc. Memory card having one or more secure elements accessed with hidden commands JP4403431B2 (en) 2007-06-14 2010-01-27 ã½ãã¼æ ªå¼ä¼ç¤¾ Communication system and communication apparatus US7933571B2 (en) 2007-06-20 2011-04-26 Motorola Mobility, Inc. Method and apparatus for selecting a communication mode based on energy sources in a hybrid power supply US20090150610A1 (en) 2007-12-05 2009-06-11 Chun-Wei Hsu Two-in-one memory card CA2719794C (en) 2008-03-28 2020-10-27 Celltrust Corporation Systems and methods for secure short messaging service and multimedia messaging service WO2009147548A2 (en) 2008-05-27 2009-12-10 Nxp B.V. Method for storing nfc applications in a secure memory device TWI433560B (en) 2008-08-08 2014-04-01 Tyfone Inc Power negotiation for small rfid card US8451122B2 (en) 2008-08-08 2013-05-28 Tyfone, Inc. Smartcard performance enhancement circuits and systems US8231061B2 (en) 2009-02-24 2012-07-31 Tyfone, Inc Contactless device with miniaturized antenna FR2965082B1 (en) 2010-09-21 2012-09-28 Inside Contactless METHOD AND DEVICE FOR INDUCTIVE COUPLING ACTIVATED LOAD MODULATION JP3180086U (en) 2012-07-19 2012-12-06 åä¹ å Touch panel type small terminal operation toolFree format text: ABANDONED -- FAILURE TO RESPOND TO AN OFFICE ACTION
RetroSearch is an open source project built by @garambo | Open a GitHub Issue
Search and Browse the WWW like it's 1997 | Search results from DuckDuckGo
HTML:
3.2
| Encoding:
UTF-8
| Version:
0.7.4